Allegan County property record for 415 E Orleans St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 791 sqft · built 1900 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,000 (Aug 2000) |
| Tax Bill | $1,587 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-023-020-00 |
| Primary APN | 54-023-020-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 791 sqft Living Area |
| 1st Floor Area | 791 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 6,621 sqft (0.152 acres) |
| Lot Dimensions | 100 ft deep x 66 ft wide |
| Garage Area | 261 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 415 E ORLEANS ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | THE W 66 FT OF COM ON N LINE OF ORLEANS ST 132 FT S 75 DEG 40 MIN E FROM SE COR LOT 20 BLOCK 5 O. P. TH N 14 DEG 20 MIN E 104 |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 23 |
| Legal Block | 5 |
| Legal Lot Number | 20 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 31900 |
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 E ORLEANS ST, OTSEGO, MI 49078-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2000 · Amount on Record |
| Deed Sale | Aug 31, 2000 · Amount on Record |
| Prior Sale | Mar 4, 1998 · Amount on Record |
| Deed Book / Page | 1980 / 812 |
| Last Transfer Date | Oct 16, 2012 |
| Transfer Doc | 3665/857 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 415 E ORLEANS ST, OTSEGO, MI 49078-1130 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2019 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 4381/287 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 4381/287 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2034 |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,300 (+4.93%) Land $10,100 Building $60,200 | $140,600 (+4.93%) Land $20,200 Building $120,400 | |
| 2025 | $1,587.00 (+2.32%) Homeowner's exemption | $67,000 (+28.6%) Land $9,100 Building $57,900 | $134,000 (+28.6%) Land $18,200 Building $115,800 |
| 2024 | $1,551.00 (+16.62%) | ||
| 2023 | $52,100 Land $5,200 Building $46,900 | $104,200 Land $10,400 Building $93,800 | |
| 2022 | $1,330.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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