415 E Oak St, Fort Collins, CO 80524 Property Records

Larimer County property record for 415 E Oak St, Fort Collins, CO 80524

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 888 sqft · built 1910
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on File
Tax Bill$3,337 (2025)
Deeds & MortgagesApr 2017 Mortgage
May 2017 Transfer
Flood ZoneZone X (minimal risk)
APN97123-22-015

Property Details

APN / Parcel Number

Primary APN97123-22-015
Alternative APN
  • R0045314

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area888 sqft Living Area
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialWood Shingle
Lot Area4,792 sqft (0.11 acres)
PorchPorch
Porch Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR0045314
Old Parcel Number9712322015
Street Address415 E OAK ST
CityFORT COLLINS
StateCO
Zip80524-2951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 47 1/2 FT OF LOTS 5 & 6, BLK 152, FTC
Legal Range69
Legal Township07
Legal Section12
Legal QuarterSW
Legal SubdivisionFTC BLK 152
Legal Block152
Legal Lot Number5&6 6
JurisdictionLARIMER CO
Township / Civil DivisionFORT COLLINS
Census Block Group2
Census Block2046
Census Tract100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Laurel School Historic District
listed 1980 · 549 contributing resources · NRIS 80000909

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

415 E Oak St is owned by a company that acquired it in May 2017.

Source: Larimer County records, as of February 2, 2026

Owner of RecordCompany Name on File
Mailing Address1126 W OAK ST, FORT COLLINS, CO 80521-2453
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA
May 26, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 26, 2017
Transfer Doc0000034559
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address415 E OAK ST, FORT COLLINS, CO 80524-2951
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026903
DateApr 26, 2017
Instrument20170026903
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLARIMER CO
Recording DateMay 26, 2017
Property Address415 E OAK ST, FORT COLLINS, CO 80524-2951
Document Number0000034559
Instrument DateApr 24, 2017
Instrument34559
Transaction TypeTransfer
Record UpdatedJun 12, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1126 W OAK ST FORT COLLINS CO 805212453, FORT COLLINS, CO 80521-2453

Tax Assessment & Valuation

The 2025 property tax bill for 415 E Oak St was $3,337.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
MunicipalityFort Collins City
Unified School DistrictPoudre School District R-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,337.00$31,919 Land $3,813 Building $28,106$510,700 Land $61,000 Building $449,700
2023$2,979.00 (+59.65%)$34,652 (+84.46%) Land $4,087 Building $30,565$517,200 (+91.34%) Land $61,000 Building $456,200
2022$1,866.00$18,786 Land $4,240 Building $14,546$270,300 Land $61,000 Building $209,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 E Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 415 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FT COLLINS
serves 179,901 people · EPA ID CO0135291
Water SourceSurface water
Last State InspectionMar 2026
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fort Collins Connexion
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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