415 E Market Rd, Starke, FL 32091 Property Records

Bradford County property record for 415 E Market Rd, Starke, FL 32091

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,936 sqft · built 1996
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$1,938 (2025)
Deeds & MortgagesMay 2023 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02604-0-00100

Property Details

APN / Parcel Number

Primary APN02604-0-00100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,936 sqft Heated Area
Gross Area3,008 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeMixed
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address415 E MARKET RD
CitySTARKE
StateFL
Zip32091-1701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description22 6S 22 BEG SW COR OF BLK 1 N RGE 3 E, NLY ON W LINE 300', ELY PAR S LINE 145.2', SLY PAR W LINE 300', WLY ON S LINE 145.2'
Legal Range22E
Legal Township06S
Legal Section22
Legal SubdivisionTEMPLES
Legal Block1
JurisdictionBRADFORD FL
Township / Civil DivisionSTARKE
Census Block Group1
Census Block1002
Census Tract100

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address415 E MARKET RD, STARKE, FL 32091-1701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2023Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
May 29, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2006
Deed SaleMar 29, 2006
Deed Document Number0001144277
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADFORD FL
Property Address415 E MARKET RD, STARKE, FL 32091-1701
Transaction TypeMortgage
Record UpdatedMay 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004003443
DateMay 1, 2023
Book Page2022/462
Instrument202304003443
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 1, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADFORD FL
Property Address415 E MARKET RD, STARKE, FL 32091-1701
Document Number0004004212
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedSep 7, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 E MARKET RD STARKE FL 32091, STARKE, FL 32091

Mortgage

Document Number0004004212
DateJun 15, 2020
Book Page001847/000088
Instrument4004212
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 14, 2050

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBradford County
MunicipalityStarke City
Unified School DistrictBradford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,938.00 (+3.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$145,590 (+2.9%)$212,438 (+6.28%) Land $12,500 Building $199,938
2024$1,869.00 (+1.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$141,487 (+3%)$199,894 (+7.03%) Land $8,200 Building $191,694
2023$1,834.00 (+4.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$137,366 (+3%)$186,766 (+15.31%) Land $6,400 Building $180,366
2022$1,763.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$133,365$161,964 Land $6,400 Building $155,564

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2017–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 47% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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