415 E Indian St, Midland, MI 48640 Property Records

Midland County property record for 415 E Indian St, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,091 sqft · built 1890
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$172,000 (Apr 2022)
Tax Bill$3,375 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-16-50-106

Property Details

APN / Parcel Number

Primary APN14-16-50-106

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,091 sqft Living Area
1st Floor Area1,643 sqft
Basement Area1,328 sqft
Unfinished Basement782 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions120 ft deep x 120 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address415 E INDIAN ST
CityMIDLAND
StateMI
Zip48640-5256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOS
Legal DescriptionLOTS 7 & 8 OF BLK 59 CARPENTERS DIV L562 P1001
Legal SubdivisionCARPENTERS DIV
Legal Block59
Legal Lot Number7-8
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group3
Census Block3039
Census Tract290100

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address415 E INDIAN ST, MIDLAND, MI 48640-5256
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2022 · Amount on Record
Deed SaleApr 8, 2022 · Amount on Record
Deed Book / Page1655 / 1246
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateApr 8, 2022
Property Address415 E INDIAN ST, MIDLAND, MI 48640-5256
Document Number01655/1246
Book / Page1655 / 1246
Map ReferenceLB C PG A
Instrument DateApr 7, 2022
Transaction TypeTransfer
Record UpdatedApr 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1010, MIDLAND, MI 48641-1010

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 FITZHUGH ST # 124, 124, MIDLAND, MI 48640-4920

Mortgage

Document Number0016551247
DateApr 8, 2022
Instrument1655/1247
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$113,500$227,000
2025$3,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimJun 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on E Indian St

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