415 E Georgia Ave, Gunnison, CO 81230 Property Records

Gunnison County property record for 415 E Georgia Ave, Gunnison, CO 81230

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 955 sqft · built 1914
Lot Size	0.053 acres (2,350 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Sep 2023)
Tax Bill	$1,384 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R001560`

Property Details

APN / Parcel Number

Primary APN	`R001560`
Alternative APN	`370136309015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	955 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	2,350 sqft (0.053 acres)

Utilities, Heating & Cooling

Heating System	Other
Sewer	Connected

Location & Zoning

Account Number	R001560
Street Address	415 E GEORGIA AVE
City	GUNNISON
State	CO
Zip	81230-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOTS 21-24, BLOCK 16, ORIGINAL GUNNISON
Legal Subdivision	GUNNISON ORIGINAL
Legal Block	16
Legal Lot Number	21-24 22
Jurisdiction	GUNNISON CO
Township / Civil Division	GUNNISON
Census Block Group	3
Census Block	3046
Census Tract	963701

Owner

415 E Georgia Ave is owned by an individual who bought it in September 2023.

Source: Gunnison County records, as of February 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	766 COUNTY ROAD 75, GUNNISON, CO 81230-9557
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 5, 2023	Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Aug 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE GUNNISON BANK & TRUST CO
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE GUNNISON BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Jul 17, 2015 · Amount on File
Deed Document Number	692728
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	415 E GEORGIA AVE, GUNNISON, CO 81230-2001
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 COUNTY ROAD 75, GUNNISON, CO 81230-9557

Mortgage

Document Number	0000705761
Date	Nov 21, 2025
Instrument	705761

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	5887 COPLEY DR, SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GUNNISON CO
Recording Date	Sep 5, 2023
Property Address	415 E GEORGIA AVE, GUNNISON, CO 81230-2001
Document Number	0000692728
Instrument Date	Sep 5, 2023
Instrument	692728
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 E GEORGIA AVE, GUNNISON, CO 81230-2001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	766 COUNTY ROAD 75, GUNNISON, CO 81230-9557

Mortgage

Document Number	0000692729
Date	Sep 5, 2023
Instrument	692729

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	415 E GEORGIA AVE, GUNNISON, CO 81230-2001
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000655549
Date	Aug 29, 2018
Instrument	0655549

Lender

Name	THE GUNNISON BANK & TRUST CO
Type	Bank
Address	GUNNISON, CO 81230

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	415 E GEORGIA AVE, GUNNISON, CO 81230-2001
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000678034
Date	Jul 30, 2021
Instrument	678034

Lender

Name	THE GUNNISON BANK & TRUST CO
Type	Bank
Address	GUNNISON, CO 81230

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 415 E Georgia Ave was $1,384, up 135.4% from the year before.

Source: Gunnison County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Municipality	Gunnison City
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,384.00 (+135.37%)	$25,330 (+71.15%) Land $7,360 Building $17,970	$405,280 Land $117,790 Building $287,490
2024	$588.00 (+1.73%)	$14,800 (+33.21%) Land $6,640 Building $8,160
2023	$578.00 (-41.79%)	$11,110 (-32.79%) Land $4,980 Building $6,130	$220,820 (-7.12%) Land $99,040 Building $121,780
2022	$993.00	$16,530 Land $2,800 Building $13,730	$237,760 Land $40,240 Building $197,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 415 E Georgia Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 E Georgia Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GUNNISON serves 9,610 people · EPA ID CO0126325
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Visionary Broadband Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Xtream Internet Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Georgia Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures