415 E Garfield St, West Point, NE 68788 Property Records

Cuming County property record for 415 E Garfield St, West Point, NE 68788

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 1961
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Feb 2010)
Tax Bill	$1,439 (2025)
Deeds & Mortgages	May 2026 Transfer Oct 2017 Mortgage + 1 more
APN	`0011130.00`

Property Details

APN / Parcel Number

Primary APN	`0011130.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	924 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	368 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 E GARFIELD ST
City	WEST POINT
State	NE
Zip	68788-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	EL & TL, N 110' W 80' LT 4, BLK 13, WPC
Legal Subdivision	30065
Legal Block	13
Legal Lot Number	4
Jurisdiction	CUMING NE
Township / Civil Division	WEST POINT
Census Block Group	3
Census Block	3016
Census Tract	972800

Owner

415 E Garfield St is owned and occupied by two individuals who acquired it in June 2019.

Source: Cuming County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 E GARFIELD ST, WEST POINT, NE 68788-2329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 5, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jun 7, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2010 · Amount on File
Deed Sale	Feb 5, 2010 · Amount on File
Deed Document Number	2010178
Last Transfer Date	Jun 7, 2019
Transfer Doc	0201900734
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMING NE
Recording Date	May 6, 2026
Property Address	415 E GARFIELD ST, WEST POINT, NE 68788-2329
Document Number	0000000616
Instrument Date	May 6, 2026
Instrument	2026616
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	415 E GARFIELD ST, WEST POINT, NE 68788-2329

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	415 E GARFIELD ST, WEST POINT, NE 68788-2329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701461
Date	Oct 5, 2017
Instrument	201701461

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMING NE
Recording Date	Jun 7, 2019
Property Address	415 E GARFIELD ST, WEST POINT, NE 68788-2329
Document Number	0201900734
Instrument Date	Jun 7, 2019
Instrument	201900734
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2267 E RD, 2267, WEST POINT, NE 68788-4562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E GARFIELD ST, WEST POINT, NE 68788-2329

Tax Assessment & Valuation

The 2025 property tax bill for 415 E Garfield St was $1,439.

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	West Point City
Unified School District	West Point Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,235 (+6.58%) Land $18,920 Building $183,315	$202,235 (+6.58%) Land $18,920 Building $183,315
2025	$1,439.00	$189,755 Land $18,920 Building $170,835	$189,755 Land $18,920 Building $170,835
2023	$1,938.00	$168,015 Land $16,720 Building $151,295	$168,015 Land $16,720 Building $151,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 415 E Garfield St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 E Garfield St is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 42% of Nebraska
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 3,550 people · EPA ID NE3103904
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb
Copper	1.83 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Stealth Broadband.

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