Cleveland County property record for 415 E Frank St, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,066 sqft · built 1940 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,500 (May 2026) |
| Tax Bill | $2,168 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0035851 |
| Primary APN | R0035851 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| View / Lot | Business Cluster |
| Garage Type | Carport |
| Garage Area | 165 sqft |
| Carport | Carport |
| Carport Area | 165 sqft |
| Porch | Porch |
| Porch Area | 199 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 35851 |
|---|---|
| Street Address | 415 E FRANK ST |
| City | NORMAN |
| State | OK |
| Zip | 73071-6034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HIGHSCHOOL LOTS 22-23 BLK 3 |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 29 |
| Legal Subdivision | HIGHSCHOOL (NORMAN) |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 200200 |
Source: Cleveland County assessment roll, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 E FRANK ST, NORMAN, OK 73071-6034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 15, 2026 | Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL |
| Jun 7, 2023 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING |
| Jun 7, 2023 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Dec 11, 2020 | Warranty Deed, Transfer · FHA Mortgage LEADERONE FIN'L |
| Apr 2, 2018 | Warranty Deed, Transfer CHICAGO TITLE OK |
| Sep 26, 2017 | Warranty Deed, Transfer JEFFEREY A AGOSTA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Jun 7, 2023 · Amount on Record |
| Deed Document Number | 202613897 |
| Deed Book / Page | 6964 / 791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 15, 2026 |
| Property Address | 415 E FRANK ST, NORMAN, OK 73071-6034 |
| Document Number | 0000013897 |
| Book / Page | 6964 / 791 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.13897 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,345.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 415 E FRANK ST, NORMAN, OK 73071-6034 |
| Document Number | 0000013898, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 6964/797 |
| Instrument | 2026.13898 |
| Name | GENEVA FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000013899, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 6964/816 |
| Instrument | 2026.13899 |
| Name | OKLAHOMA HSNG FINANCIAL AGENCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | May 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Jun 7, 2023 |
| Property Address | 415 E FRANK ST, NORMAN, OK 73071-6034 |
| Document Number | R202314759 |
| Book / Page | 6555 / 1111 |
| Instrument Date | Jun 2, 2023 |
| Instrument | R 2023 14759 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 E FRANK ST, NORMAN, OK 73071-6034 |
| Document Number | R202314761 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | R 2023 14761 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Jun 7, 2023 |
| Property Address | 415 E FRANK ST, NORMAN, OK 73071-6034 |
| Document Number | R202314760 |
| Book / Page | 6555 / 1112 |
| Instrument Date | May 24, 2023 |
| Instrument | R 2023 14760 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 E FRANK ST, NORMAN, OK 73071-6034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Dec 11, 2020 |
| Property Address | 415 E FRANK ST, NORMAN, OK 73071-6034 |
| Document Number | 0000045873 |
| Book / Page | 006161 / 000810 |
| Instrument Date | Dec 3, 2020 |
| Instrument | 45873 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2021 |
| Title Company | LINCOLN TITLE COMPANY, LINCOLN TITLE CO. |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 415 E FRANK ST NORMAN OK 730716034, NORMAN, OK 73071-6034 |
| Document Number | 45874 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 006161/000812 |
| Instrument | 45874 |
| Name | LEADERONE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Apr 2, 2018 |
| Property Address | 415 E FRANK ST, NORMAN, OK 73071-6034 |
| Document Number | 0000009432 |
| Book / Page | 005784 / 000688 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 9432 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2018 |
| Title Company | CHICAGO TITLE OK |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1214 WESTLAWN DR NORMAN OK 730695337, NORMAN, OK 73069-5337 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Sep 26, 2017 |
| Property Address | 415 E FRANK ST, NORMAN, OK 73071-6034 |
| Document Number | 0000031974 |
| Book / Page | 005724 / 000387 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 31974 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | CHICAGO TITLE OK |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4412 SAINT GREGORY DR OKLAHOMA CITY OK 731208331, OKLAHOMA CITY, OK 73120-8331 |
| Document Number | 31975 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 005724/000388 |
| Instrument | 31975 |
| Name | JEFFEREY A AGOSTA |
|---|---|
| Address | 6317 OAK TREE DR, EDMOND, OK 73025-2678 |
| Amount | Amount Recorded |
|---|
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,168.00 (+33.83%) | $18,070 (+33.94%) Land $4,209 Building $13,861 | $151,828 (+35.04%) Land $35,367 Building $116,461 |
| 2023 | $1,620.00 | $13,491 Land $1,440 Building $12,051 | $112,433 Land $12,000 Building $100,433 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2007–2015) |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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