DeKalb County property record for 415 E Covell St, Garrett, IN 46738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,134 sqft · built 1990 |
| Lot Size | 0.141 acres (6,142 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,100 (Jun 2022) |
| Tax Bill | $1,180 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Dec 2021 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-05-34-309-005.000-013 |
| Primary APN | 17-05-34-309-005.000-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Attic | Attic |
| Attic Area | 384 sqft |
| Basement Area | 180 sqft |
| Unfinished Basement | 180 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 6,142 sqft (0.141 acres) |
| Lot Dimensions | 125 ft deep x 49 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lean-To | 280 sqft |
| Heating System | Central |
|---|
| Account Number | 260534309005 |
|---|---|
| Street Address | 415 E COVELL ST |
| City | GARRETT |
| State | IN |
| Zip | 46738-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OZMUN'S 3RD ADDITION LOT # 5. BLOCK 2. |
| Legal Subdivision | OZMUNS 3RD ADD |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | KEYSER |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 20602 |
415 E Covell St is owned and occupied by an individual who bought it in June 2022.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 E COVELL ST, GARRETT, IN 46738-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2022 | Warranty Deed, Transfer · USDA Mortgage VAN DYK MORTGAGE CORP |
| Dec 20, 2021 | Warranty Deed, Construction Loan · Construction Mortgage INTERRA CU |
| Sep 13, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on File |
| Deed Sale | Jun 1, 2022 · Amount on File |
| Prior Sale | Dec 20, 2021 · Amount on File |
| Deed Document Number | 20223356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Jun 1, 2022 |
| Property Address | 415 E COVELL ST, GARRETT, IN 46738-1021 |
| Document Number | 0202203356 |
| Map Reference | MB 2 PG 110 |
| Instrument Date | May 31, 2022 |
| Instrument | 202203356 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 415 E COVELL ST, GARRETT, IN 46738-1021 |
| Document Number | 0202203357 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 202203357 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Dec 20, 2021 |
| Property Address | 415 E COVELL ST, GARRETT, IN 46738-1021 |
| Document Number | 0202109338 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 202109338 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 E COVELL ST, GARRETT, IN 46738-1021 |
| Document Number | 0202109339 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 202109339 |
| Name | INTERRA CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 186 Months |
| Due | Jun 20, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Sep 13, 2021 |
| Property Address | 415 E COVELL ST, GARRETT, IN 46738-1021 |
| Document Number | 0202106699 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 202106699 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 E COVELL ST, GARRETT, IN 46738-1021 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 415 E Covell St was $1,180, down 0.1% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Keyser Township |
| Municipality | Garrett City |
| Unified School District | Garrett-Keyser-Butler Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,180.00 (-0.08%) | $159,700 (+7.4%) Land $26,500 Building $133,200 | $159,700 (+7.4%) Land $26,500 Building $133,200 |
| 2024 | $1,181.00 (+24.45%) | $148,700 (+12.99%) Land $24,800 Building $123,900 | $148,700 (+12.99%) Land $24,800 Building $123,900 |
| 2023 | $949.00 (+31.26%) | $131,600 (+29.78%) Land $21,600 Building $110,000 | $131,600 (+29.78%) Land $21,600 Building $110,000 |
| 2022 | $723.00 | $101,400 Land $21,000 Building $80,400 | $101,400 Land $21,000 Building $80,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 415 E Covell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 415 E Covell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 45% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Auburn Essential Services Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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