Putnam County property record for 415 E College St, Bainbridge, IN 46105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,856 sqft · built 2020 |
| Lot Size | 0.441 acres (19,210 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,257 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 67-05-01-304-057.000-014 |
| Primary APN | 67-05-01-304-057.000-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| 1st Floor Area | 1,856 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 19,210 sqft (0.441 acres) |
| Lot Dimensions | 120 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00002886326 |
|---|---|
| Street Address | 415 E COLLEGE ST |
| City | BAINBRIDGE |
| State | IN |
| Zip | 46105-9349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | NORTHFIELD ADDN SEC 2 LOTS 35 & 36 COMBINED 009-501941-25 WITH THIS PARCEL 09/03/19 |
| Legal Subdivision | NORTHFIELD ADD |
| Legal Lot Number | 35-36 |
| Jurisdiction | PUTNAM IN |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 956402 |
415 E College St is owned and occupied by an individual who acquired it in September 2022.
Source: Putnam County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 E COLLEGE ST, BAINBRIDGE, IN 46105-9349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Sep 30, 2022 | Warranty Deed, Transfer QUALITY TITLE INC, QUALITY TITLE |
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Nov 12, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage NORTH SALEM ST BK |
| Sep 3, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2022 |
| Deed Sale | Sep 30, 2022 |
| Prior Sale | Dec 30, 2021 |
| Deed Document Number | 20225500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM IN |
| Property Address | 415 E COLLEGE ST, BAINBRIDGE, IN 46105-9349 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006591 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021006591 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Sep 30, 2022 |
| Property Address | 415 E COLLEGE ST, BAINBRIDGE, IN 46105-9349 |
| Document Number | 0000005500 |
| Map Reference | PB15 PG26 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022005500 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | QUALITY TITLE INC, QUALITY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 415 E COLLEGE ST, BAINBRIDGE, IN 46105-9349 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM IN |
| Property Address | 415 E COLLEGE ST, BAINBRIDGE, IN 46105-9349 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002800 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 2020002800 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Nov 12, 2019 |
| Property Address | 415 E COLLEGE ST, BAINBRIDGE, IN 46105-9349 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 5440 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 415 E COLLEGE ST BAINBRIDGE IN 46105, BAINBRIDGE, IN 46105 |
| Document Number | 0000005440 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 5440 |
| Name | NORTH SALEM ST BK |
|---|---|
| Type | Bank |
| Address | NORTH SALEM, IN 46165 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 11, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Sep 3, 2019 |
| Property Address | 415 E COLLEGE ST, BAINBRIDGE, IN 46105-9349 |
| Document Number | 0000004108 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 4108 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 E COLLEGE ST BAINBRIDGE IN 46105, BAINBRIDGE, IN 46105 |
The 2025 property tax bill for 415 E College St was $3,257 with a homeowner's exemption, up 11.1% from the year before.
Source: Putnam County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bainbridge Town |
| County | Putnam County |
| County Subdivision | Monroe Township |
| Unified School District | North Putnam Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,257.00 (+11.12%) Homeowner's exemption | $355,700 Land $31,000 Building $324,700 | $355,700 Land $31,000 Building $324,700 |
| 2024 | $2,931.00 | ||
| 2023 | $257,900 (-0.88%) Land $31,000 Building $226,900 | $257,900 (-0.88%) Land $31,000 Building $226,900 | |
| 2022 | $3,326.00 Homeowner's exemption | $260,200 Land $31,000 Building $229,200 | $260,200 Land $31,000 Building $229,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 E College St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 415 E College St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAINBRIDGE WATER WORKS serves 830 people · EPA ID IN5267001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
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