415 E Carter Dr, Hermiston, OR 97838 Property Records

Umatilla County property record for 415 E Carter Dr, Hermiston, OR 97838

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,477 sqft · built 1985
Lot Size0.217 acres (9,467 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Jul 2026)
Tax Bill$4,111 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2020 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN4N2811DD01200

Property Details

APN / Parcel Number

Primary APN4N2811DD01200
Alternative APNs
  • 131981.00
  • 131981

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,477 sqft Living Area
Gross Area1,961 sqft
1st Floor Area1,477 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialWood Shingle
Lot Area9,467 sqft (0.217 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area336 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number131981
Street Address415 E CARTER DR
CityHERMISTON
StateOR
Zip97838-2579
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHIGHLAND HILLS BLOCK: 6 LOT: 2
Legal Range28
Legal Township04N
Legal Section11
Legal SubdivisionHIGHLAND HILLS
Legal Block6
Legal Lot Number2
JurisdictionUMATILLA OR
Township / Civil DivisionHERMISTON-UMATILLA
Census Block Group2
Census Block2029
Census Tract951202

Owner

Source: Umatilla County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address415 E CARTER DR, HERMISTON, OR 97838-2579
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Warranty Deed, Transfer · FHA Mortgage
MORTGAGE EXPRESS LLC
Oct 6, 2020Intrafamily Transfer, Transfer · Reverse Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2026 · Amount on Record
Deed SaleJul 22, 2026 · Amount on Record
Deed Document Number20265956
Prior Transfer DateOct 1, 2020
Prior Transfer Doc0007090013
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUMATILLA OR
Recording DateJul 22, 2026
Property Address415 E CARTER DR, HERMISTON, OR 97838-2579
Document Number0000005956
Instrument DateJul 20, 2026
Instrument20265956
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyPIONEER LAND TITLE, PIONEER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address415 E CARTER DR, HERMISTON, OR 97838-2579

Mortgage

Document Number0000005957,
DateJul 22, 2026
Instrument20265957
Lender
NameMORTGAGE EXPRESS LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.52%
Max Rate-1%

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUMATILLA OR
Recording DateOct 6, 2020
Property Address415 E CARTER DR, HERMISTON, OR 97838-2579
Document Number20207090013
Instrument DateOct 1, 2020
Instrument2020-7090013
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyPIONEER TITLE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address415 E CARTER DR, HERMISTON, OR 97838-2579

Mortgage

Document Number20207090014
DateOct 6, 2020
Instrument2020-7090014
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term801 Months
DueJul 21, 2087
Interest
Rate TypeAdjustable Rate
Rate3.11%
Type Change DateNov 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateOregon
CountyUmatilla County
MunicipalityHermiston City
Unified School DistrictHermiston School District 8 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,111.00 (+2.21%)$198,040 (+6.09%) Land $63,870 Building $134,170$249,890 (-3.9%) Land $74,820 Building $175,070
2023$4,022.00$186,680 Land $60,200 Building $126,480$260,030 Land $58,000 Building $202,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.7% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERMISTON
serves 20,000 people · EPA ID OR4100372
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Blue Mountain Net
Fiber · Fixed Wireless · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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