Umatilla County property record for 415 E Carter Dr, Hermiston, OR 97838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,477 sqft · built 1985 |
| Lot Size | 0.217 acres (9,467 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Jul 2026) |
| Tax Bill | $4,111 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2020 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4N2811DD01200 |
| Primary APN | 4N2811DD01200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,477 sqft Living Area |
| Gross Area | 1,961 sqft |
| 1st Floor Area | 1,477 sqft |
| Family Room | Family Room |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 9,467 sqft (0.217 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 336 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Heat Pump |
|---|
| Account Number | 131981 |
|---|---|
| Street Address | 415 E CARTER DR |
| City | HERMISTON |
| State | OR |
| Zip | 97838-2579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HIGHLAND HILLS BLOCK: 6 LOT: 2 |
| Legal Range | 28 |
| Legal Township | 04N |
| Legal Section | 11 |
| Legal Subdivision | HIGHLAND HILLS |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | UMATILLA OR |
| Township / Civil Division | HERMISTON-UMATILLA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 951202 |
Source: Umatilla County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 415 E CARTER DR, HERMISTON, OR 97838-2579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE EXPRESS LLC |
| Oct 6, 2020 | Intrafamily Transfer, Transfer · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on Record |
| Deed Sale | Jul 22, 2026 · Amount on Record |
| Deed Document Number | 20265956 |
| Prior Transfer Date | Oct 1, 2020 |
| Prior Transfer Doc | 0007090013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Jul 22, 2026 |
| Property Address | 415 E CARTER DR, HERMISTON, OR 97838-2579 |
| Document Number | 0000005956 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20265956 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | PIONEER LAND TITLE, PIONEER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 415 E CARTER DR, HERMISTON, OR 97838-2579 |
| Document Number | 0000005957, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 20265957 |
| Name | MORTGAGE EXPRESS LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Oct 6, 2020 |
| Property Address | 415 E CARTER DR, HERMISTON, OR 97838-2579 |
| Document Number | 20207090013 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 2020-7090013 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | PIONEER TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 415 E CARTER DR, HERMISTON, OR 97838-2579 |
| Document Number | 20207090014 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020-7090014 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 801 Months |
| Due | Jul 21, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.11% |
| Type Change Date | Nov 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Umatilla County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Umatilla County |
| Municipality | Hermiston City |
| Unified School District | Hermiston School District 8 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,111.00 (+2.21%) | $198,040 (+6.09%) Land $63,870 Building $134,170 | $249,890 (-3.9%) Land $74,820 Building $175,070 |
| 2023 | $4,022.00 | $186,680 Land $60,200 Building $126,480 | $260,030 Land $58,000 Building $202,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.7% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERMISTON serves 20,000 people · EPA ID OR4100372 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Blue Mountain Net Fiber · Fixed Wireless · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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