Galveston County property record for 415 E Beach Dr, Apt 103, Galveston, TX 77550
| Property Type | Condominium |
|---|---|
| Details | 831 sqft · built 1980 |
| Lot Size | 0.019 acres (831 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,043 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer May 2021 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 4160-0000-0104-001 |
| Primary APN | 4160-0000-0104-001 |
|---|---|
| Alternative APN |
|
| Units | 118 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 831 sqft Living Area |
| 1st Floor Area | 831 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Condo/Apartment |
| Lot Area | 831 sqft (0.019 acres) |
| Street Address | 415 E BEACH DR, 103 |
|---|---|
| City | GALVESTON |
| State | TX |
| Zip | 77550-3303 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ISLANDER EAST CONDO MODULE #104 & 105 INT 3.5670% COMMON ELEMENTS |
| Legal Subdivision | ISLANDER EAST CONDO |
| Legal Block | 1 |
| Jurisdiction | GALVESTON TX |
| Township / Civil Division | GALVESTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 724101 |
415 E Beach Dr, Apt 103 is owned by two individuals who acquired it in December 2025.
Source: Galveston County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6422 WOLF RUN DR, KATY, TX 77493-2944 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Intrafamily Transfer, Transfer |
| May 11, 2021 | Vendor's Lien, Transfer · Conventional Mortgage TEXAS LOAN STAR INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2025 |
| Deed Sale | Dec 12, 2025 |
| Prior Sale | May 11, 2021 · Amount on File |
| Deed Document Number | 202558020 |
| Prior Transfer Date | Oct 17, 2025 |
| Prior Transfer Doc | 0000049805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GALVESTON TX |
| Recording Date | Oct 22, 2025 |
| Property Address | 415 E BEACH DR APT 103, 103, GALVESTON, TX 77550-3303 |
| Document Number | 0000049805 |
| Map Reference | FILE 8430356 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025049805 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 E 25TH ST, HOUSTON, TX 77008-2522 |
| Name | Verified Name |
|---|---|
| Address | 112 1 2 EAST 25TH STREET, HOUSTON, TX 77008 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GALVESTON TX |
| Recording Date | May 11, 2021 |
| Property Address | 415 E BEACH DR APT 103, 103, GALVESTON, TX 77550-3303 |
| Document Number | 0000034152 |
| Map Reference | FILE 8430356 |
| Instrument Date | May 3, 2021 |
| Instrument | 2021034152 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 E 25TH ST, HOUSTON, TX 77008-2522 |
| Document Number | 0000034153 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021034153 |
| Name | TEXAS LOAN STAR INC |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 10% |
| Index | 1-Year CMT |
| Max Rate | 10% |
The 2025 property tax bill for 415 E Beach Dr, Apt 103 was $5,043, up 1% from the year before.
Source: Galveston County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Galveston County |
| Municipality | Galveston City |
| Unified School District | Galveston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,377 (-) Land $10,820 Building $282,557 | $293,377 (-) Land $10,820 Building $282,557 | |
| 2025 | $5,043.00 (+9.97%) | $293,377 Land $10,820 Building $282,557 | $293,377 Land $10,820 Building $282,557 |
| 2024 | $4,586.00 | ||
| 2023 | $265,000 Land $10,820 Building $254,180 | $265,000 Land $10,820 Building $254,180 | |
| 2018 | $3,304.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 E Beach Dr, Apt 103 in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 175 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 862 units insured incl. 687 condo units |
| Nearby Flood Claims | 312 (1979–2024) |
| Claims Outside the SFHA | 70 of 312 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 E Beach Dr, Apt 103 is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 44% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALVESTON serves 52,326 people · EPA ID TX0840003 |
|---|---|
| Water Source | Purchased surface water from GULF COAST WATER AUTHORITY TX CITY |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE only, no 5G reported
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