415 E Apache Trl S, North Vernon, IN 47265 Property Records

Jennings County property record for 415 E Apache Trl S, North Vernon, IN 47265

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 1982
Lot Size	0.468 acres (20,400 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Nov 2017)
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-12-11-240-007.000-012`

Property Details

APN / Parcel Number

Primary APN	`40-12-11-240-007.000-012`
Alternative APNs	`00001030060` `0110073000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Game Room	Game Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	20,400 sqft (0.468 acres)
Lot Dimensions	136 ft deep x 150 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001030060
Street Address	415 E APACHE TRL S
City	NORTH VERNON
State	IN
Zip	47265-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN HILLS 1ST ADD 70
Legal Subdivision	INDIAN HILLS 1ST ADDITION
Jurisdiction	JENNINGS IN
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1003
Census Tract	960600

Owner

Source: Jennings County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 E APACHE TRL S, NORTH VERNON, IN 47265-7922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 28, 2017	Warranty Deed, Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Prior Sale	Feb 28, 2011 · Amount on Record
Deed Document Number	20173924
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JENNINGS IN
Property Address	415 E APACHE TRL S, NORTH VERNON, IN 47265-7922
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E APACHE TRL S, NORTH VERNON, IN 47265-7922

Mortgage

Document Number	2023002939
Date	Sep 18, 2023
Instrument	2023002939

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JENNINGS IN
Recording Date	Nov 28, 2017
Property Address	415 E APACHE TRL S, NORTH VERNON, IN 47265-7922
Document Number	2017003924
Map Reference	CAB 1 SL 168
Instrument Date	Nov 22, 2017
Instrument	2017003924
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E APACHE TRL S, NORTH VERNON, IN 47265-7922

Mortgage

Document Number	2017003925
Date	Nov 28, 2017
Instrument	2017003925

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Jennings County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Jennings County
County Subdivision	Vernon Township
Unified School District	Jennings County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (+3.45%) Homeowner's exemption	$163,800 (+14.71%) Land $10,000 Building $153,800	$163,800 (+14.71%) Land $10,000 Building $153,800
2024	$1,072.00 (+12.96%)
2023		$142,800 (+9.93%) Land $10,000 Building $132,800	$142,800 (+9.93%) Land $10,000 Building $132,800
2022	$949.00	$129,900 Land $10,000 Building $119,900	$129,900 Land $10,000 Building $119,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH VERNON WATER DEPARTMENT serves 6,500 people · EPA ID IN5240008
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2022
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Southeastern Indiana REMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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