415 E 4th St, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 415 E 4th St, Charlotte, NC 28202

Property Summary

Property Type	Office Building
Details	14,828 sqft · built 1989
Lot Size	0.873 acres (38,032 sqft)
Owner	Company Name on File
Last Sale	$4,100,000 (Jul 2006)
Tax Bill	$81,571 (2023)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`125-023-10`

Property Details

APN / Parcel Number

Primary APN	`125-023-10`

Interior

Total Rooms	7 Rooms
Stories	2 Stories
Building Area	14,828 sqft Heated Area
Gross Area	15,284 sqft
1st Floor Area	7,186 sqft
Upper Floors Area	7,642 sqft
Flooring	Concrete/Cement
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Tar & Gravel
Lot Area	38,032 sqft (0.873 acres)
Porch	Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	125-023-10
Street Address	415 E 4TH ST
City	CHARLOTTE
State	NC
Zip	28202-2405
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	UMUD
Legal Description	DIST:1 CITY/MUNI/TWP:CHARLOTTE MAP REF:BK 125 PG 2
Legal Subdivision	A G ZOUTEWELLE SURV
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2010
Census Tract	101

Owner

Source: Mecklenburg County records · APN 125-023-10

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4517 RANDOLPH RD, CHARLOTTE, NC 28211-2915
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2006 · Amount on Record
Deed Sale	Jul 12, 2006 · Amount on Record
Deed Document Number	0020735691
Deed Book / Page	20735 / 691
Record Updated	Jun 07, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	415 E 4TH ST, CHARLOTTE, NC 28202-2405
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E 4TH ST, CHARLOTTE, NC 28202-2405

Mortgage

Document Number	0000093877
Date	May 11, 2021
Book Page	36051/620
Instrument	2021093877

Lender

Name	COGENT BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, Spectrum, T-Mobile USA, Verizon.

Based on FCC filings for 51 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHARLOTTE WATER serves 1,206,285 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.