Buffalo County property record for 415 E 48th St, Kearney, NE 68847
| Property Type | Single Family Home |
|---|---|
| Details | 0.5 ba · 1,309 sqft · built 1993 |
| Lot Size | 0.198 acres (8,640 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $388,000 (Jul 2026) |
| Tax Bill | $3,986 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 60285700013739 |
| Primary APN | 60285700013739 |
|---|---|
| Alternative APNs |
|
| Full Baths | 0.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,309 sqft Total Area |
| 1st Floor Area | 1,309 sqft |
| Basement Area | 1,309 sqft |
| Finished Basement | 1,073 sqft |
| Unfinished Basement | 236 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,640 sqft (0.198 acres) |
| Lot Dimensions | 120 ft deep x 72 ft wide |
| Garage Type | Mixed |
| Garage Area | 924 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 60285700013739 |
|---|---|
| Street Address | 415 E 48TH ST |
| City | KEARNEY |
| State | NE |
| Zip | 68847-8346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | IMPERIAL VIL ADD LT 31 BLK 10 |
| Legal Subdivision | IMPERIAL VIL ADD |
| Legal Block | 10 |
| Legal Lot Number | 31 |
| Jurisdiction | BUFFALO NE |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 969203 |
Source: Buffalo County assessment roll, as of February 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 415 E 48TH ST, KEARNEY, NE 68847-8346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Jan 29, 2026 | Deed of Trust, Mortgage · Line of Credit FIRSTIER BANK |
| Oct 4, 2021 | Deed, Transfer · Conventional Mortgage FIRSTIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on Record |
| Deed Sale | Jul 2, 2026 · Amount on Record |
| Prior Sale | Oct 4, 2021 · Amount on Record |
| Deed Document Number | 20263504 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUFFALO NE |
| Recording Date | Jul 2, 2026 |
| Property Address | 415 E 48TH ST, KEARNEY, NE 68847-8346 |
| Document Number | 0000003504 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20263504 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | NEBRASKA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90,916.16 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 E 48TH ST, KEARNEY, NE 68847-8346 |
| Document Number | 0000003505, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 20263505 |
| Name | KIND LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUFFALO NE |
| Property Address | 415 E 48TH ST, KEARNEY, NE 68847-8346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202600447 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 2026-00447 |
| Name | FIRSTIER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BUFFALO NE |
| Recording Date | Oct 4, 2021 |
| Property Address | 415 E 48TH ST, KEARNEY, NE 68847-8346 |
| Document Number | 202107358 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021-07358 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | NEBRASKA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $607.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 202107359 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2021-07359 |
| Name | FIRSTIER BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Buffalo County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Buffalo County |
| Municipality | Kearney City |
| Unified School District | Kearney Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,730 (+2.74%) Land $42,250 Building $276,480 | $318,730 (+2.74%) Land $42,250 Building $276,480 | |
| 2025 | $3,986.00 (-15.21%) | $310,240 (+12.31%) Land $42,250 Building $267,990 | $310,240 (+12.31%) Land $42,250 Building $267,990 |
| 2023 | $4,701.00 | $276,245 Land $41,020 Building $235,225 | $276,245 Land $41,020 Building $235,225 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 24, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Great Plains Communications, Prairie Hills Wireless, Verizon.
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