Mecklenburg County property record for 415 E 21st St, Charlotte, NC 28206
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,594 sqft · built 1905 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Company Name on File |
| Last Sale | $390,000 (Aug 2018) |
| Tax Bill | $3,808 (2024) |
| Deeds & Mortgages | Jun 2024 Mortgage Aug 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083-044-03 |
| Primary APN | 083-044-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 1,594 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,934 sqft (0.251 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 415 E 21ST ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28206-3419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TOD-UC |
| Legal Description | L16 B2 M230-1 |
| Legal Subdivision | PEGRAM WADSWORTH LAND CO |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 700 |
415 E 21st St is owned by a company that bought it in August 2018.
Source: Mecklenburg County records, as of September 9, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 436 E 36TH ST, CHARLOTTE, NC 28205-1030 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2024 | Deed of Trust, Mortgage · Commercial Mortgage SACHEM CAPITAL CORP |
| Aug 21, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Aug 21, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2018 · Amount on File |
| Deed Sale | Aug 21, 2018 · Amount on File |
| Deed Document Number | 2018105976 |
| Deed Book / Page | 32919 / 692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 415 E 21ST ST, CHARLOTTE, NC 28206-3419 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 436 E 36TH ST, CHARLOTTE, NC 28205-1030 |
| Document Number | 0000060083 |
|---|---|
| Date | Jun 27, 2024 |
| Book Page | 38911/127 |
| Instrument | 2024060083 |
| Name | SACHEM CAPITAL CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | BRANFORD, CT 06405 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 25 Months |
| Due | Jul 1, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 21, 2018 |
| Property Address | 415 E 21ST ST, CHARLOTTE, NC 28206-3419 |
| Document Number | 0000105975 |
| Book / Page | 032919 / 000690 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 105975 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 E 21ST ST CHARLOTTE NC 282063419, CHARLOTTE, NC 28206-3419 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 21, 2018 |
| Property Address | 415 E 21ST ST, CHARLOTTE, NC 28206-3419 |
| Document Number | 0000105976 |
| Book / Page | 032919 / 000692 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 105976 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $780.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 415 E 21ST ST CHARLOTTE NC 282063419, CHARLOTTE, NC 28206-3419 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $503,000 Land $503,000 | $503,000 Land $503,000 | |
| 2024 | $3,808.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 E 21st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 415 E 21st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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