415 Downing St, Belton, TX 76513 Property Records

Bell County property record for 415 Downing St, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,353 sqft · built 1961
Lot Size0.691 acres (30,087 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Oct 2021)
Tax Bill$10,386 (2025)
Deeds & MortgagesJun 2020 Mortgage
Apr 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN0275660000

Property Details

APN / Parcel Number

Primary APN0275660000
Alternative APNs
  • 852091
  • 65893

Interior

Full Baths3 Baths
Stories1 Story
Building Area3,353 sqft Living Area
1st Floor Area3,353 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1965
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area30,087 sqft (0.691 acres)
Lot Dimensions107 ft deep x 110 ft wide
Garage Area825 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area117 sqft
Shed1 Shed
Shed Area1 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address415 DOWNING ST
CityBELTON
StateTX
Zip76513-2049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORMAN PLACE SUBDIVISION UNIT ONE, BLOCK 001, LOT 0008
Legal SubdivisionNORMAN PLACE SUBDIVISION UNIT ONE
Legal Block1
Legal Lot Number8
JurisdictionBELL TX
Township / Civil DivisionBELTON
Census Block Group2
Census Block2001
Census Tract21702

Owner

415 Downing St is owned and occupied by two individuals who bought it in October 2021.

Source: Bell County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address415 DOWNING ST, BELTON, TX 76513-2049
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Venture

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 7, 2021Deed of Trust, Mortgage
NORMAN KENNETH ANGELL
Oct 18, 2021Vendor's Lien, Transfer · Conventional Mortgage
EXTRACO BANKS NA
Sep 14, 2021Intrafamily Transfer, Transfer
Apr 19, 2021Special Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 23, 2020Deed of Trust, Mortgage
MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO
Nov 13, 2018Vendor's Lien, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2021 · Amount on File
Deed SaleOct 18, 2021 · Amount on File
Prior SaleApr 19, 2021 · Amount on File
Deed Document Number202168491
Prior Transfer DateOct 4, 2021
Prior Transfer Doc0000065441
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address415 DOWNING ST, BELTON, TX 76513-2049
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027266
DateJun 9, 2020
Instrument2020-00027266
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address415 DOWNING ST, BELTON, TX 76513-2049
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020932
DateApr 7, 2021
Instrument2021020932
Lender
NameNORMAN KENNETH ANGELL
TypePrivate Party
Address2600 JULIANNE RD, BELTON, TX 76513
Agreement
AmountAmount on Record

October 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateOct 18, 2021
Property Address415 DOWNING ST, BELTON, TX 76513-2049
Document Number0000068491
Map ReferenceCAB A SL 154B
Instrument DateOct 13, 2021
Instrument2021068491
Transaction TypeTransfer
Record UpdatedMar 16, 2022
Title CompanyFIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address415 DOWNING ST, BELTON, TX 76513-2049

Mortgage

Document Number0000068492
DateOct 18, 2021
Instrument2021068492
Lender
NameEXTRACO BANKS NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBELL TX
Recording DateSep 14, 2021
Property Address415 DOWNING ST, BELTON, TX 76513-2049
Document Number0000059775
Map ReferenceCAB A SL 145-B
Instrument DateAug 25, 2021
Instrument2021059775
Transaction TypeTransfer
Record UpdatedSep 27, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2600 JULIANNE RD, 2600, BELTON, TX 76513-1661

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 DOWNING ST, BELTON, TX 76513-2049

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBELL TX
Recording DateApr 19, 2021
Property Address415 DOWNING ST, BELTON, TX 76513-2049
Document Number0000023563
Map ReferenceCAB A SL 145-B
Instrument DateMar 29, 2021
Instrument2021023563
Transaction TypeTransfer
Record UpdatedJun 25, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2600 JULIANNE RD, 2600, BELTON, TX 76513-1661

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 DOWNING ST, BELTON, TX 76513-2049

Mortgage

Document Number0000023424
DateApr 19, 2021
Instrument2021023424
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2036

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address415 DOWNING ST, BELTON, TX 76513-2049
Document Number0000064716
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

November 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateNov 13, 2018
Property Address415 DOWNING ST, BELTON, TX 76513-2049
Document Number0000047257
Map ReferenceCAB A SL145-B
Instrument DateNov 9, 2018
Instrument2018-00047257
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyMONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 DOWNING ST, BELTON, TX 76513-2049

Mortgage

Document Number0000047258
DateNov 13, 2018
Instrument2018-00047258
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 415 Downing St was $10,386.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityBelton City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,386.00$509,325 Land $21,061 Building $488,264$509,325 Land $21,061 Building $488,264
2023$8,540.00 (-9.39%)$427,227 Land $21,061 Building $406,166$427,227 Land $21,061 Building $406,166
2022$9,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Downing St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Downing St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELTON
serves 23,054 people · EPA ID TX0140002
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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