415 Dolphin Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 415 Dolphin Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,400 sqft · built 2024
Lot Size	0.063 acres (2,740 sqft)
Owner	Company Name on Record
Last Sale	$3,399,000 (Apr 2021)
Tax Bill	$10,016 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-3S-20-34400-000-0430`

Property Details

APN / Parcel Number

Primary APN	`04-3S-20-34400-000-0430`
Alternative APNs	`04-320-34400-000-0430` `1008101`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,400 sqft Living Area
Gross Area	3,285 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	2,740 sqft (0.063 acres)
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 DOLPHIN DR
City	SANTA ROSA BEACH
State	FL
Zip	32459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NI
Legal Description	LOT 43 SERENITY AT DUNE ALLEN PB 17-62 OR 2764-3146 OR 2845-3666 OR 2849-2280 OR 3192-1649 OR 3193-4615
Legal Range	020
Legal Township	03S
Legal Section	04
Legal Subdivision	DUNE ALLEN
Legal Block	4
Legal Lot Number	43
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3011
Census Tract	950604

Owner

Source: Walton County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1469, SANTA ROSA BEACH, FL 32459-1469
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit SERVISFIRST BANK
Apr 21, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Deed Document Number	202119429
Deed Book / Page	3193 / 4615
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	May 13, 2026
Property Address	415 DOLPHIN DR, SANTA ROSA BEACH, FL 32459
Document Number	0033980857
Book / Page	3398 / 857
Instrument Date	May 12, 2026
Instrument	202619552
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership, 283
Address	350 WILSON PIKE CIR, BRENTWOOD, TN 37027-3268

Mortgage

Document Number	0000019552,
Date	May 13, 2026
Book Page	3398/857
Instrument	202619552

Lender

Name	SERVISFIRST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 21, 2021
Property Address	415 DOLPHIN DR, SANTA ROSA BEACH, FL 32459-3605
Document Number	0031934615
Book / Page	3193 / 4615
Map Reference	MB 17 PG 62
Instrument Date	Apr 15, 2021
Instrument	20210019429
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$23,793.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 CUTTERMILL RD STE 202, 202, GREAT NECK, NY 11021-3201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1469, SANTA ROSA BEACH, FL 32459-1469

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,016.00 (+445.53%)	$1,108,593 (+451.27%) Land $205,000 Building $903,593	$1,108,593 (+451.27%) Land $205,000 Building $903,593
2024	$1,836.00 (+0.49%)
2023	$1,827.00 (-11.65%)	$201,099 (-9.91%) Land $201,099	$201,099 (-9.91%) Land $201,099
2022	$2,068.00	$223,220 Land $223,220	$223,220 Land $223,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 223 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	235 units insured incl. 12 condo units
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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