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415 Deverill St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 415 Deverill St, Ludlow, KY 41016 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 750 sqft · built 1950
Lot Size0.08 acres (3,500 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (May 2024)
Tax Bill$2,468 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN026-43-03-003.00

Property Details

APN / Parcel Number

Primary APN026-43-03-003.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area750 sqft Finished Area
Gross Area816 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area3,500 sqft (0.08 acres)
Lot Dimensions100 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address415 DEVERILL ST
CityLUDLOW
StateKY
Zip41016-1330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUDLOW LAGOON PT LOTS 529-530 35'X 100' ES DEVERILL 138.33' N SANDBANK
Legal SubdivisionLUDLOW LAGOON LAND
Legal Lot Number529,53
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2003
Census Tract66900

Owner

Source: Kenton County records · APN 026-43-03-003.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address415 DEVERILL ST, LUDLOW, KY 41016-1330
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 30, 2024 · Amount on Record
Deed SaleMay 30, 2024 · Amount on Record
Prior SaleMay 29, 2018 · Amount on Record
Deed Document Number2024180
Deed Book / Page286 / 659
Record UpdatedJun 08, 2026

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateMay 29, 2018
Property Address415 DEVERILL ST, LUDLOW, KY 41016-1330
Document Number0000000129
Book / Page0C6419 / 000216
Instrument DateMay 04, 2018
Instrument129
Transaction TypeTransfer
Record UpdatedDec 07, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$98.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 DEVERILL ST LUDLOW KY 410161330, LUDLOW, KY 41016-1330

Mortgage

Document Number130
DateMay 29, 2018
Book Page0C6419/000218
Instrument130
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,468.00 (+82.68%)$189,000 (+8%) Land $10,000 Building $179,000$189,000 (+8%) Land $10,000 Building $179,000
2023$1,351.00$105,000 Land $10,000 Building $95,000$105,000 Land $10,000 Building $95,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170669002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997, river or lake flooding, Severe Storm, Flooding, And Tornadoes

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 719 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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