415 Dean Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 415 Dean Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.527 acres (22,955 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (May 2024)
Tax Bill	$2,249 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-56-028-000`

Property Details

APN / Parcel Number

Primary APN	`006-56-028-000`
Alternative APN	`0065602800000`

Exterior

Lot Area	22,955 sqft (0.527 acres)

Location & Zoning

Street Address	415 DEAN DR
City	OWOSSO
State	MI
Zip	48867-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMOND VILLAGE OWOSSO TWP LOT 28
Legal Subdivision	HAMMOND VILLAGE
Legal Lot Number	28
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	3
Census Block	3000
Census Tract	30300

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 DEAN DR, OWOSSO, MI 48867-1008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 29, 2024	Deed of Trust, Mortgage · FHA Mortgage HFG HOLDINGS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2024 · Amount on Record
Deed Sale	May 21, 2024 · Amount on Record
Prior Sale	Jan 22, 2014 · Amount on Record
Deed Document Number	20243381720
Deed Book / Page	1317 / 472
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 5, 2026
Property Address	415 DEAN DR, OWOSSO, MI 48867-1008
Document Number	0003405814
Book / Page	1341 / 200
Instrument Date	May 8, 2026
Instrument	20263405814
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 DEAN DR, OWOSSO, MI 48867-1008

Mortgage

Document Number	0003405814,
Date	Aug 5, 2026
Book Page	1341/200
Instrument	20263405814

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	415 DEAN DR, OWOSSO, MI 48867-1008
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 W WILKINSON RD, OWOSSO, MI 48867-1155

Mortgage

Document Number	0013160854
Date	Apr 29, 2024
Book Page	1316/854
Instrument	3381101

Lender

Name	HFG HOLDINGS INC
Type	Mortgage Company
Address	1650 RESEARCH DR # 200, TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	May 1, 2046

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,800 (-2.38%)	$139,600 (-2.38%)
2025	$2,249.00 (+79.06%) Homeowner's exemption	$71,500 (+30.47%)	$143,000 (+30.47%)
2024	$1,256.00 (-30.26%)
2023	$1,801.00 Homeowner's exemption Additional exemption filed	$54,800	$109,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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