415 Cypress Ct, Geneva, FL 32732 Property Records

Seminole County property record for 415 Cypress Ct, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,406 sqft · built 1995
Lot Size	5 acres (217,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Feb 2016)
Tax Bill	$5,137 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-20-32-3AF-0430-0000`

Property Details

APN / Parcel Number

Primary APN	`20-20-32-3AF-0430-0000`
Alternative APN	`2032203AF04300000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,406 sqft Living Area
Gross Area	2,906 sqft
1st Floor Area	2,406 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	217,830 sqft (5 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	602 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	415 CYPRESS CT
City	GENEVA
State	FL
Zip	32732-8979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A5
Legal Description	SEC 20 TWP 20S RGE 32E BEG 245.25 FT S 20 DEG 41 MIN 20 SEC W & 217.37 FT S 41 DEG 27 SEC W OF NW COR OF SW 1/4 OF SE 1/4 RUN S 41 DEG 27 SEC W 552.52 FT N 43 DEG 14 MIN 15 SEC W 319.92 FT NELY & NLY ON CURVE 184.30 FT N 33 DEG 38 MIN 4 SEC E 289.08
Legal Range	32E
Legal Township	20S
Legal Section	20
Legal Subdivision	SEMINOLE WOODS (5 AC DEV)
Legal Tract	3AF
Legal Lot Number	43
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	4
Census Block	4015
Census Tract	21201

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 CYPRESS CT, GENEVA, FL 32732-8979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Mar 9, 2018	Warranty Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2016 · Amount on Record
Deed Sale	Feb 1, 2016 · Amount on Record
Prior Sale	Dec 21, 1994
Deed Book / Page	8653 / 1331
Last Transfer Date	Oct 24, 2017
Transfer Doc	2017116693
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	415 CYPRESS CT, GENEVA, FL 32732-8979
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100860308
Date	Nov 3, 2021
Book Page	10086/308
Instrument	2021144485

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 9, 2018
Property Address	415 CYPRESS CT, GENEVA, FL 32732-8979
Document Number	0090881603
Book / Page	009088 / 001603
Instrument Date	Mar 5, 2018
Instrument	26425
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	BB AND T ML POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 CYPRESS CT GENEVA FL 327328979, GENEVA, FL 32732-8979

Mortgage

Document Number	90881605
Date	Mar 9, 2018
Book Page	009088/001605
Instrument	26426

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,137.00 (+8.79%) Homeowner's exemption	$395,034 (+5.99%)	$688,671 (+4.83%) Land $280,000 Building $408,671
2023	$4,722.00 (+2.54%) Homeowner's exemption	$372,719 (+3%)	$656,939 (+10.37%) Land $270,000 Building $386,939
2022	$4,605.00 Homeowner's exemption	$361,863	$595,200 Land $250,000 Building $345,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	6 (2005–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE WOODS private · serves 780 people · EPA ID FL3594050
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, T-Mobile.

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