415 Cross Cut Dr, Arlington, TX 76018 Property Records

Tarrant County property record for 415 Cross Cut Dr, Arlington, TX 76018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,791 sqft · built 1996
Lot Size	0.139 acres (6,043 sqft)
Owner	Individual Name on File
Last Sale	$314,655 (Aug 2026)
Tax Bill	$5,974 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2026 Sale & Construction Loan + 8 more
Flood Zone	Zone X (minimal risk)
APN	`47308-19-8`

Property Details

APN / Parcel Number

Primary APN	`47308-19-8`
Alternative APN	`05772311`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,791 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Brick
Lot Area	6,043 sqft (0.139 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05772311
Street Address	415 CROSS CUT DR
City	ARLINGTON
State	TX
Zip	76018-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING CREEK ADDN -ARLINGTON BLOCK 19 LOT 8
Legal Subdivision	WINDING CREEK ADDN -ARLINGTON
Legal Block	19
Legal Lot Number	8
Jurisdiction	TARRANT TX
Township / Civil Division	ARLINGTON
Census Block Group	2
Census Block	2026
Census Tract	111541

Owner

415 Cross Cut Dr is owned and occupied by an individual who bought it in August 2026.

Source: Tarrant County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Apr 20, 2026	Deed, Transfer · Construction Mortgage FIRST FUNDING INVS INC
Jul 2, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Apr 29, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Apr 2, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage SWEET PRATA LLC
Apr 2, 2024	Vendor's Lien, Transfer JUDITH NOVAK
Jan 29, 2024	Land Contract, Transfer
Dec 23, 2019	Loan Modification, Mortgage MIDFIRST BK
May 10, 2017	Loan Modification, Mortgage MIDFIRST BK
Jan 5, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Apr 20, 2026 · Amount on File
Deed Document Number	2026166690
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TARRANT TX
Recording Date	Aug 26, 2026
Property Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007
Document Number	0000166690
Instrument Date	Aug 24, 2026
Instrument	2026166690
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	COMMUNITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007

Mortgage

Document Number	0000166691,
Date	Aug 26, 2026
Instrument	2026166691

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TARRANT TX
Recording Date	Apr 20, 2026
Property Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007
Document Number	0000073508
Instrument Date	Apr 16, 2026
Instrument	2026.73508
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073509,
Date	Apr 20, 2026
Instrument	2026.73509

Lender

Name	FIRST FUNDING INVS INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 1, 2027

Interest

Rate	6%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TARRANT TX
Property Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007

Mortgage

Document Number	0000191781
Date	Jul 2, 2021
Instrument	D221191781

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Jan 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TARRANT TX
Property Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007

Mortgage

Document Number	0000110981
Date	Apr 29, 2022
Instrument	D222110981

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TARRANT TX
Property Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055889
Date	Apr 2, 2024
Instrument	D224055889

Lender

Name	SWEET PRATA LLC
Type	Non-Lending Institution
Address	CHEYENNE, WY 82001

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TARRANT TX
Recording Date	Apr 2, 2024
Property Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007
Document Number	0000055887
Map Reference	VOL 388-193 PG 85
Instrument Date	Mar 28, 2024
Instrument	D224055887
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 YALE DR, FLOWER MOUND, TX 75022-4889

Mortgage

Date	Apr 2, 2024

Lender

Name	JUDITH NOVAK
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Mortgage

Document Number	0000055888
Date	Apr 2, 2024
Instrument	D224055888

Lender

Name	JUDITH K NOVAK
Type	Private Party
Address	415 CROSS CUT DR, ARLINGTON, TX 76018

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

January 2024: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	TARRANT TX
Recording Date	Jan 29, 2024
Property Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007
Document Number	0000015030
Instrument Date	Jan 29, 2024
Instrument	D224015030
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 MAIN ST # 7-120, 7-120, DALLAS, TX 75202-4051

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TARRANT TX
Property Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007
Document Number	0000020289
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CROSS CUT DR ARLINGTON TX 760184007, ARLINGTON, TX 76018-4007

Mortgage

Document Number	0000020289
Date	Jan 28, 2020
Instrument	220020289

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TARRANT TX
Property Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007
Document Number	0000129905
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CROSS CUT DR ARLINGTON TX 760184007, ARLINGTON, TX 76018-4007

Mortgage

Document Number	0000129905
Date	Jun 9, 2017
Instrument	217129905

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TARRANT TX
Recording Date	Jan 5, 2024
Property Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007
Document Number	0000002671
Map Reference	VOL 1-2471 PG 2058
Instrument Date	Mar 26, 2003
Instrument	D224002671
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CROSS CUT DR, ARLINGTON, TX 76018-4007

Tax Assessment & Valuation

The 2025 property tax bill for 415 Cross Cut Dr was $5,974, up 544.4% from the year before.

Source: Tarrant County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Arlington City
County	Tarrant County
Unified School District	Arlington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,974.00 (+544.44%)	$273,264 Land $54,387 Building $218,877	$273,264 Land $54,387 Building $218,877
2024	$927.00 (-3.64%)
2023	$962.00 (-45.56%) Homeowner's exemption Senior Citizen's exemption	$368,926 Land $20,000 Building $348,926	$368,926 Land $20,000 Building $348,926
2022	$1,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Cross Cut Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 415 Cross Cut Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARLINGTON serves 413,955 people · EPA ID TX2200001
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Rise Broadband, T-Mobile.

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