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415 Covington Xing, Matthews, NC 28104 Property Records

Union County property record for 415 Covington Xing, Matthews, NC 28104

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 5,065 sqft · built 2013
Lot Size1.63 acres (71,221 sqft)
Owner2 Individual Names on Record
Last Sale$876,000 (Dec 2019)
Tax Bill$7,290 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-093-128

Property Details

APN / Parcel Number

Primary APN06-093-128

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area5,065 sqft Living Area
1st Floor Area2,343 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeHip
Lot Area71,221 sqft (1.63 acres)
Garage TypeAttached
Garage Area877 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area67 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address415 COVINGTON XING
CityMATTHEWS
StateNC
Zip28104-0415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRCD WEDDIN
Legal Description#9 EAGLECHASE PH1 MP1 OPCI972/OPCK049
Legal SubdivisionEAGLECHASE
JurisdictionUNION NC
Township / Civil DivisionSANDY RIDGE
Census Block Group1
Census Block1021
Census Tract21019

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address415 COVINGTON XING, MATTHEWS, NC 28104-0415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2019 · Amount on Record
Deed SaleDec 12, 2019 · Amount on Record
Prior SaleMar 6, 2017 · Amount on Record
Deed Document Number201938805
Deed Book / Page7538 / 3
Record UpdatedOct 29, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateDec 12, 2019
Property Address415 COVINGTON XING, MATTHEWS, NC 28104-0415
Document Number75383
Book / Page007538 / 000003
Instrument DateDec 4, 2019
Instrument38805
Transaction TypeTransfer
Record UpdatedJan 8, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,752.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address415 COVINGTON XING MATTHEWS NC 281040415, MATTHEWS, NC 28104-0415

Mortgage

Document Number75385
DateDec 12, 2019
Book Page007538/000005
Instrument38806
Lender
NameAMERICAN SEC MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
AmountAmount Recorded
Term360 Months
DueDec 11, 2049

Mortgage

Document Number753817,
DateDec 12, 2019
Book Page007538/000017
Instrument38807
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityWeddington Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,459,200 (-) Land $251,000 Building $1,208,200$1,459,200 (-) Land $251,000 Building $1,208,200
2025$7,290.00 (+23.77%)$1,459,200 (+56.8%) Land $251,000 Building $1,208,200$1,459,200 (+56.8%) Land $251,000 Building $1,208,200
2023$5,890.00$930,600 Land $147,500 Building $783,100$930,600 Land $147,500 Building $783,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimFeb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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