415 Continental St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 415 Continental St, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,413 sqft · built 1985
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Oct 2009)
Tax Bill	$6,772 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01631-12-00015`

Property Details

APN / Parcel Number

Primary APN	`13-01631-12-00015`
Alternative APNs	`1301631001200015` `00205400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,413 sqft Living Area
1st Floor Area	1,413 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00205400
Street Address	415 CONTINENTAL ST
City	FORKED RIVER
State	NJ
Zip	08731-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	100 X 150
Legal Subdivision	CRANBERRY HILL EASTERLY SEC SE
Legal Block	1631
Legal Lot Number	15
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2013
Census Tract	732001

Owner

415 Continental St is owned and occupied by two individuals who bought it in October 2009.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 CONTINENTAL ST, FORKED RIVER, NJ 08731-1645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2009 · Amount on File
Deed Sale	Oct 27, 2009 · Amount on File
Prior Sale	Jan 14, 1997 · Amount on File
Deed Document Number	2009114152
Deed Book / Page	14442 / 1841
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	415 CONTINENTAL ST, FORKED RIVER, NJ 08731-1645
Document Number	0181331665
Instrument Date	Oct 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 CONTINENTAL ST FORKED RIVER NJ 087311645, FORKED RIVER, NJ 08731-1645

Mortgage

Document Number	0181331665
Date	Oct 30, 2020
Book Page	018133/001665
Instrument	127641

Lender

Name	GARDEN ST HM LNS INC
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 415 Continental St was $6,772, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,600 (-) Land $118,000 Building $129,600	$247,600 (-) Land $118,000 Building $129,600
2025	$6,772.00 (+7.94%)	$247,600 Land $118,000 Building $129,600	$247,600 Land $118,000 Building $129,600
2024	$6,274.00
2023		$247,600 Land $118,000 Building $129,600	$247,600 Land $118,000 Building $129,600
2022	$5,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Continental St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Continental St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20