415 Co Rd 830, Fraser, CO 80442 Property Records

Grand County property record for 415 Co Rd 830, Fraser, CO 80442

Property Summary

Property Type	Residential Vacant Land
Details	5 bd · 3.5 ba · 2,622 sqft · built 2025
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,990 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2025 Construction Loan + 2 more
Flood Zone	Zone D (undetermined)
APN	`R312205`

Property Details

APN / Parcel Number

Primary APN	`R312205`
Alternative APN	`158721202007`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,622 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	32,670 sqft (0.75 acres)
Garage Area	618 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R312205
Street Address	415 COUNTY ROAD 830
City	FRASER
State	CO
Zip	80442
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	43
Legal Description	SUBD: RAINBOW MEADOWS MINOR SUB LOT: 2
Legal Subdivision	RAINBOW MEADOWS MINOR SUB
Legal Block	2
Legal Lot Number	2
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	2
Census Block	2012
Census Tract	203

Owner

Source: Grand County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23428 E BRIARWOOD PL, AURORA, CO 80016-5387
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CREDIT UNION
Jun 17, 2025	Deed of Trust, Mortgage · Construction Mortgage COMMERCE BANK
Nov 25, 2024	Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Aug 12, 2022	Special Warranty Deed, Transfer TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Recording Date	Aug 24, 2026
Document Number	0000005635
Instrument Date	Aug 21, 2026
Instrument	20265635
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23428 E BRIARWOOD PL, AURORA, CO 80016-5387

Mortgage

Document Number	0000005635,
Date	Aug 24, 2026
Instrument	20265635

Lender

Name	ELEVATIONS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	415 COUNTY ROAD 830, FRASER, CO 80442
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23428 E BRIARWOOD PL, AURORA, CO 80016-5387

Mortgage

Document Number	2025004744
Date	Jun 17, 2025
Instrument	2025004744

Lender

Name	COMMERCE BANK
Type	Bank
Address	922 WALNUT ST STE 1100, KANSAS CITY, MO 64106

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 17, 2026

November 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Nov 25, 2024
Property Address	415 COUNTY ROAD 830, FRASER, CO 80442
Document Number	2024007761
Map Reference	DOC NO 2022004979
Instrument Date	Nov 20, 2024
Instrument	2024007761
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11218 WHISPER SPRING DR, SAN ANTONIO, TX 78230-3554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23428 E BRIARWOOD PL, AURORA, CO 80016-5387

Mortgage

Document Number	2024007762
Date	Nov 25, 2024
Instrument	2024007762

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 5, 2044

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Aug 12, 2022
Property Address	415 COUNTY ROAD 830, FRASER, CO 80442
Document Number	2022006950
Map Reference	DOC 2022004979
Instrument Date	Aug 12, 2022
Instrument	2022006950
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transaction

Amount	Amount Recorded
Tax	$30.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1735, FRASER, CO 80442-1735

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11218 WHISPER SPRING DR, SAN ANTONIO, TX 78230-3554

Tax Assessment & Valuation

Source: Grand County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,990.00 (-20.21%)	$82,350 (-11.9%) Land $82,350	$305,000 (-8.96%) Land $305,000
2023	$6,254.00 (+3,494.25%)	$93,470 (+3,481.23%) Land $93,470	$335,000 (+793.33%) Land $335,000
2022	$174.00	$2,610 Land $2,610	$37,500 Land $37,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	71 units insured incl. 69 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK RANCH WSD serves 3,250 people · EPA ID CO0125844
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ElektraFi Fixed Wireless	400 / 60

Cell Coverage

5G and 4G LTE (outdoors only)

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