415 Co Rd 2121, Gainesville, TX 76240 Property Records

Cooke County property record for 415 Co Rd 2121, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	6 bd · 2 ba · 1,864 sqft · built 1985
Lot Size	3.61 acres (157,252 sqft)
Owner	Individual Name on File
Tax Bill	$3,765 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0044-125-00000`

Property Details

APN / Parcel Number

Primary APN	`0044-125-00000`
Alternative APN	`21188`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Building Area	1,864 sqft Living Area
Gross Area	2,941 sqft
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	157,252 sqft (3.61 acres)
Garage Type	Detached
Garage Area	744 sqft

Exterior Amenities

Pool Area	150 sqft
Porch	Slab
Porch Area	228 sqft
Storage Building	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0044-125-00000
Street Address	415 COUNTY ROAD 2121
City	GAINESVILLE
State	TX
Zip	76240-7720
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BAILEY ACC 0044 ACRES 3.61
Legal Subdivision	BAILEY ACC
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2009
Census Tract	702

Owner

415 Co Rd 2121, a rural home, is owned and occupied by an individual who acquired it in November 2024.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	415 COUNTY ROAD 2121, GAINESVILLE, TX 76240-7720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAREY ENTERPRISES LLC
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAREY ENTERPRISES LLC
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Nov 25, 2024	Warranty Deed, Transfer ALAMO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2024
Deed Sale	Nov 25, 2024
Prior Sale	Apr 15, 2015 · Amount on File
Deed Document Number	20248512
Deed Book / Page	2681 / 294
Prior Transfer Date	Feb 22, 2006
Prior Transfer Doc	001417/594
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	415 COUNTY ROAD 2121, GAINESVILLE, TX 76240-7720
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002417/1
Date	May 5, 2021
Book Page	2417/1
Instrument	2021-03828

Lender

Name	SAREY ENTERPRISES LLC
Type	Non-Lending Institution
Address	FRISCO, TX 75033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	415 COUNTY ROAD 2121, GAINESVILLE, TX 76240-7720
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002417/1
Date	May 5, 2021
Book Page	2417/1
Instrument	2021-3828

Lender

Name	SAREY ENTERPRISES LLC
Type	Non-Lending Institution
Address	FRISCO, TX 75033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	415 COUNTY ROAD 2121, GAINESVILLE, TX 76240-7720
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002528/333
Date	Jul 28, 2022
Book Page	2528/333
Instrument	2022-6570

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Nov 25, 2024
Property Address	415 COUNTY ROAD 2121, GAINESVILLE, TX 76240-7720
Document Number	002681/294
Book / Page	2681 / 294
Map Reference	VOL 608 PG 293
Instrument Date	Nov 22, 2024
Instrument	2024-8512
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2295 RUSH CREEK RD, FORESTBURG, TX 76239-3534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 COUNTY ROAD 2121, GAINESVILLE, TX 76240-7720

Tax Assessment & Valuation

The 2026 property tax bill for 415 Co Rd 2121 was $3,765, up 2.4% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,765.00 (+2.42%)	$247,965 (+2.4%)	$357,278 (+6.24%) Land $166,440 Building $190,838
2025	$3,676.00 (-0.97%)	$242,162 Land $51,324 Building $190,838	$336,289 Land $145,451 Building $190,838
2024	$3,712.00
2023		$315,496 Land $146,472 Building $169,024	$315,496 Land $146,472 Building $169,024
2022	$4,849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Co Rd 2121 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Co Rd 2121 is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 64% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, Optimum.

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