Lauderdale County property record for 415 Co Rd 189, Florence, AL 35633
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,242 sqft · built 1982 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $496 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-06-14-0-000-013-000 |
| Primary APN | 26-06-14-0-000-013-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,242 sqft Adjusted Area |
| 1st Floor Area | 1,150 sqft |
| Flooring | Other |
| Interior Walls | Wood |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 392,040 sqft (9 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 80719 |
|---|---|
| Street Address | 415 COUNTY ROAD 189 |
| City | FLORENCE |
| State | AL |
| Zip | 35633-0149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 9 AC/C PT S/2 OF N/2 OF NE/4 OF NW/4 LESS ROAD ROW SEC 14 T3S R13W SECOND HOME |
| Legal Range | 13W |
| Legal Township | 03S |
| Legal Section | 14 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | OAKLAND |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 11200 |
415 Co Rd 189, a single family home, is owned by an individual.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 S NEW CASTLE DR, FLORENCE, AL 35633-7048 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 415 COUNTY ROAD 189, FLORENCE, AL 35633-0149 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2022/42192 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 2022/42192 |
| Name | LAUDERDALE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2042 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 415 Co Rd 189 was $496, up 6.9% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $496.00 (+6.9%) | $14,180 (+6.94%) | $150,320 (+13.71%) Land $56,200 Building $94,120 |
| 2024 | $464.00 (-4.92%) | $13,260 (+201.36%) Land $4,700 Building $8,560 | $132,200 (+5.64%) Land $46,900 Building $85,300 |
| 2023 | $488.00 (+36.31%) | $4,400 (-5%) Land $4,400 | $125,140 (+42.37%) Land $43,900 Building $81,240 |
| 2022 | $358.00 | $8,800 | $87,900 Land $29,700 Building $58,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Co Rd 189 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1994–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Co Rd 189 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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