415 Cloverdale Dr, Clayton, NC 27520 Property Records

Johnston County property record for 415 Cloverdale Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,342 sqft · built 2002
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (May 2023)
Tax Bill	$1,522 (2026)
Deeds & Mortgages	Jun 2023 Transfer May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15J08090P`

Property Details

APN / Parcel Number

Primary APN	`15J08090P`
Alternative APNs	`2000003325` `2000260749`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,342 sqft Living Area
Gross Area	1,410 sqft
1st Floor Area	1,342 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	170 ft deep x 120 ft wide
Porch	Slab
Porch Area	68 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000260749
Street Address	415 CLOVERDALE DR
City	CLAYTON
State	NC
Zip	27520-6806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 42 WHITLEY HEIGHTS 54/140
Legal Subdivision	WHITLEY HEIGHTS
Legal Lot Number	42
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3023
Census Tract	40904

Owner

415 Cloverdale Dr is owned and occupied by two individuals who acquired it in June 2023.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 CLOVERDALE DR, CLAYTON, NC 27520-6806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Intrafamily Transfer, Transfer
May 16, 2023	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on File
Deed Sale	May 16, 2023 · Amount on File
Prior Sale	Jun 26, 2002
Deed Document Number	202314283
Deed Book / Page	6475 / 15
Last Transfer Date	Jun 26, 2023
Transfer Doc	0000020425
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	Jun 26, 2023
Property Address	415 CLOVERDALE DR, CLAYTON, NC 27520-6806
Document Number	0000020425
Book / Page	6498 / 343
Map Reference	MB 54 PG 52
Instrument Date	Jun 26, 2023
Instrument	2023020425
Transaction Type	Transfer
Record Updated	Jul 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CLOVERDALE DR, CLAYTON, NC 27520-6806

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 16, 2023
Property Address	415 CLOVERDALE DR, CLAYTON, NC 27520-6806
Document Number	0000014283
Book / Page	6475 / 15
Map Reference	MB 54 PG 52
Instrument Date	May 1, 2023
Instrument	2023014283
Transaction Type	Transfer
Record Updated	May 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2278, SMITHFIELD, NC 27577-2278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CLOVERDALE DR, CLAYTON, NC 27520-6806

Mortgage

Document Number	0000014284
Date	May 16, 2023
Instrument	2023014284

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 415 Cloverdale Dr was $1,522.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,522.00	$243,610 Land $55,000 Building $188,610	$243,610 Land $55,000 Building $188,610
2023	$1,179.00 (-2.24%)	$135,610 (-) Land $36,000 Building $99,610	$135,610 (-) Land $36,000 Building $99,610
2022	$1,206.00	$135,610 Land $36,000 Building $99,610	$135,610 Land $36,000 Building $99,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Cloverdale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Cloverdale Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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