Sanders County property record for 415 Clay St, Thompson Falls, MT 59873
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,632 sqft · built 1952 |
| Lot Size | 0.428 acres (18,644 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $215 (2026) |
| Deeds & Mortgages | Aug 2025 Transfer May 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R355353 |
| Primary APN | R355353 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Family Room | Family Room |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 18,644 sqft (0.428 acres) |
| Lot Dimensions | 138 ft deep x 81 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000003304 |
|---|---|
| Street Address | 415 CLAY ST |
| City | THOMPSON FALLS |
| State | MT |
| Zip | 59873-7792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMPSON FALLS ORIG TOWNSITE, S08, T21 N, R29 W, BLOCK 70, LOT 7 - 11, ACRES 0.43, AGGREGATION |
| Legal Range | 29W |
| Legal Township | 21N |
| Legal Section | 08 |
| Legal Subdivision | THOMPSON FALLS ORIG TOWNSITE |
| Legal Block | 70 |
| Legal Lot Number | 7-11 |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | THOMPSON FALLS-WEST END |
| Census Block Group | 1 |
| Census Block | 1087 |
| Census Tract | 202 |
415 Clay St is owned and occupied by two individuals who acquired it in August 2025.
Source: Sanders County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2013, THOMPSON FALLS, MT 59873-2013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2025 | Intrafamily Transfer, Transfer |
| May 24, 2023 | Intrafamily Transfer, Transfer |
| Feb 1, 2021 | Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 8, 2025 |
| Transfer Doc | 0000336954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | Aug 13, 2025 |
| Property Address | 415 CLAY ST, THOMPSON FALLS, MT 59873-7792 |
| Document Number | 0000336954 |
| Instrument Date | Aug 12, 2025 |
| Instrument | 336954 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 2013, THOMPSON FALLS, MT 59873-2013 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | May 24, 2023 |
| Property Address | 415 CLAY ST, THOMPSON FALLS, MT 59873-7792 |
| Document Number | 0000329297 |
| Instrument Date | May 24, 2023 |
| Instrument | 329297 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 CLAY ST, THOMPSON FALLS, MT 59873-7792 |
| Name | Verified Name |
|---|---|
| Address | 415 CLAY ST, THOMPSON FALLS, MT 59873-7792 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | Feb 1, 2021 |
| Property Address | 415 CLAY ST, THOMPSON FALLS, MT 59873-7792 |
| Document Number | 0000319981 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 319981 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 LOST CREEK LN, PRIEST RIVER, ID 83856-9358 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 415 Clay St was $215 with a homeowner's exemption, down 44.9% from the year before.
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Municipality | Thompson Falls City |
| Elementary School District | Thompson Falls Elementary School District (PK - 08) |
| Secondary School District | Thompson Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215.00 (-44.87%) Homeowner's exemption | $195,774 (-) | |
| 2025 | $390.00 Homeowner's exemption | $195,774 | $195,774 Land $78,014 Building $117,760 |
| 2023 | $290.00 | $151,500 | $151,500 Land $32,120 Building $119,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Clay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Clay St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF THOMPSON FALLS serves 1,950 people · EPA ID MT0000341 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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