Black Hawk County property record for 415 Chestnut St, Waterloo, IA 50703
| Property Type | Warehouse, Storage |
|---|---|
| Details | 7,832 sqft · built 1938 |
| Lot Size | 1.28 acres (56,148 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,634 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 8913-24-153-002 |
| Primary APN | 8913-24-153-002 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 7,832 sqft Gross Area |
| 1st Floor Area | 7,832 sqft |
| Interior Walls | Unfinished |
| Overhead Door | Overhead Door |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 56,148 sqft (1.28 acres) |
| Boat Access | Boat Access |
| Cooling System | None |
|---|
| Street Address | 415 CHESTNUT ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3824 |
| Property Category | Industrial |
| Property Type | Industrial > Warehouse, Storage |
| Legal Description | RAILROAD ADDITION WATERLOO PART OF BLK 8 AND PT OF AREA ADJ ON NE DESC AS BEG AT A PT 30 FT E OF SW COR LOT 6 BLK 8 TH N PAR |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | RAILROAD ADDITION WATERLOO |
| Legal Block | 8 |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 100 |
415 Chestnut St, an industrial property, is held in a trust.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 403 CHESTNUT ST, WATERLOO, IA 50703-3824 |
| Owner Type | Company |
| Vesting | Trust, Corporate Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 415 Chestnut St was $1,634, up 25.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,634.00 (+25.11%) | $43,630 Land $19,340 Building $24,290 | $43,630 Land $19,340 Building $24,290 |
| 2024 | $1,306.00 | ||
| 2023 | $36,090 (+12.71%) Land $19,340 Building $16,750 | $36,090 Land $19,340 Building $16,750 | |
| 2022 | $1,030.00 | $32,020 Land $19,340 Building $12,680 | |
| 2021 | $32,020 Land $19,340 Building $12,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Chestnut St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1993–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 415 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
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