415 Chestnut Ln, Matthews, NC 28104 Property Records

Union County property record for 415 Chestnut Ln, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 2001
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-132-036G`

Property Details

APN / Parcel Number

Primary APN	`07-132-036G`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	57,935 sqft (1.33 acres)
Porch	Slab
Porch Area	192 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 CHESTNUT LN
City	MATTHEWS
State	NC
Zip	28104-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1 INDIA
Legal Description	SALTER 415 CHESTNUT LN
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1002
Census Tract	20315

Owner

415 Chestnut Ln is owned and occupied by two individuals.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 CHESTNUT LN, MATTHEWS, NC 28104-8522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Jun 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	415 CHESTNUT LN, MATTHEWS, NC 28104-8522
Transaction Type	Mortgage
Record Updated	Oct 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000878676
Date	Sep 26, 2023
Book Page	8786/76
Instrument	23358

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	415 CHESTNUT LN, MATTHEWS, NC 28104-8522
Document Number	7392467
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	415 CHESTNUT LN MATTHEWS NC 281048522, MATTHEWS, NC 28104-8522

Mortgage

Document Number	7392467
Date	Jun 14, 2019
Book Page	007392/000467
Instrument	16550

Lender

Name	BANK OF LITTLE ROCK
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 415 Chestnut Ln was $2,924.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,000 (-) Land $196,700 Building $243,300	$440,000 (-) Land $196,700 Building $243,300
2025	$2,924.00	$440,000 Land $196,700 Building $243,300	$440,000 Land $196,700 Building $243,300
2023	$2,397.00	$285,600 Land $60,300 Building $225,300	$285,600 Land $60,300 Building $225,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Chestnut Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Chestnut Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber.

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