415 Chadwick Ave, Havelock, NC 28532 Property Records

Craven County property record for 415 Chadwick Ave, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,656 sqft · built 1963
Lot Size	3.81 acres (166,356 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Dec 2011)
Tax Bill	$4,794 (2026)
Deeds & Mortgages	Mar 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`6-049-036`

Property Details

APN / Parcel Number

Primary APN	`6-049-036`
Alternative APN	`91127`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,656 sqft Living Area
1st Floor Area	2,656 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	166,356 sqft (3.81 acres)

Exterior Amenities

Pool Area	576 sqft
Shed	1 Shed
Shed Area	1,410 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	91127
Street Address	415 CHADWICK AVE
City	HAVELOCK
State	NC
Zip	28532-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 LOT BLK A HAVELOCK LD
Legal Block	A
Legal Lot Number	1
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	3
Census Block	3001
Census Tract	961301

Owner

415 Chadwick Ave is owned and occupied by two individuals who bought it in December 2011.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 CHADWICK AVE, HAVELOCK, NC 28532-2605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2011 · Amount on File
Deed Sale	Dec 30, 2011 · Amount on File
Deed Book / Page	3052 / 606
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	415 CHADWICK AVE, HAVELOCK, NC 28532-2605
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 10005561
Date	Mar 31, 2017
Book Page	3496/1772
Instrument	10005561

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 415 Chadwick Ave was $4,794, up 2.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,794.00 (+2.55%)	$395,220 (-) Land $97,560 Building $297,660	$395,220 (-) Land $97,560 Building $297,660
2025	$4,675.00	$395,220 Land $97,560 Building $297,660	$395,220 Land $97,560 Building $297,660
2023	$4,505.00 (+48.53%)	$395,220 (+52.83%) Land $97,560 Building $297,660	$395,220 Land $97,560 Building $297,660
2022	$3,033.00	$258,600 Land $97,560 Building $161,040
2018			$258,600 Land $97,560 Building $161,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Chadwick Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	14 (2003–2018)
Claims Outside the SFHA	5 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Chadwick Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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