415 Central Ave, Savannah, TN 38372 Property Records

Hardin County property record for 415 Central Ave, Savannah, TN 38372

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,768 sqft · built 1974
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$89,500 (Aug 2018)
Tax Bill	$1,232 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036072K A 00816`

Property Details

APN / Parcel Number

Primary APN	`036072K A 00816`
Alternative APN	`072K A 00816`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	44 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 CENTRAL AVE
City	SAVANNAH
State	TN
Zip	38372-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: S30
Jurisdiction	HARDIN TN
Township / Civil Division	10
Census Block Group	1
Census Block	1041
Census Tract	920300

Owner

Source: Hardin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 CENTRAL AVE, SAVANNAH, TN 38372-4014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Deed of Trust, Mortgage · Conventional with PMI HARDIN CNTY BK
Aug 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Aug 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Prior Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	137479
Deed Book / Page	694 / 435
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	415 CENTRAL AVE, SAVANNAH, TN 38372-4014
Document Number	720540
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CENTRAL AVE SAVANNAH TN 383724014, SAVANNAH, TN 38372-4014

Mortgage

Document Number	720540
Date	Nov 5, 2019
Book Page	000720/000540
Instrument	144201

Lender

Name	HARDIN CNTY BK
Type	Bank
Address	SAVANNAH, TN 38372

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Aug 29, 2018
Property Address	415 CENTRAL AVE, SAVANNAH, TN 38372-4014
Document Number	694408
Book / Page	000694 / 000408
Instrument Date	Aug 28, 2018
Instrument	137464
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$314.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 FREEWILL LN SAVANNAH TN 383725640, SAVANNAH, TN 38372-5640

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Aug 30, 2018
Property Address	415 CENTRAL AVE, SAVANNAH, TN 38372-4014
Document Number	694435
Book / Page	000694 / 000435
Instrument Date	Aug 24, 2018
Instrument	137479
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$331.15
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CENTRAL AVE SAVANNAH TN 383724014, SAVANNAH, TN 38372-4014

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Municipality	Savannah City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,275 (-) Land $5,000 Building $45,275
2024	$1,232.00
2023	$1,232.00 (+66.26%)	$50,275 (+87.24%) Land $5,000 Building $45,275	$201,100 (+87.24%) Land $20,000 Building $181,100
2022	$741.00	$26,850 Land $3,750 Building $23,100	$107,400 Land $15,000 Building $92,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH UTILITY DEPARTMENT serves 19,495 people · EPA ID TN0000611
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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