415 Central Ave, Oneonta, AL 35121 Property Records

Blount County property record for 415 Central Ave, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,308 sqft · built 2021
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$177,900 (May 2021)
Tax Bill	$941 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-03-06-1-000-002.049`

Property Details

APN / Parcel Number

Primary APN	`19-03-06-1-000-002.049`
Alternative APNs	`062230` `62230` `66823`

Interior

Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	66823
Street Address	415 CENTRAL AVE
City	ONEONTA
State	AL
Zip	35121-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 HUDSON PLACE, MC/A 132 PG 3--
Legal Range	02E
Legal Township	13S
Legal Section	06
Legal Subdivision	HUDSON PLACE
Legal Lot Number	21
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2017
Census Tract	50106

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 CENTRAL AVE, ONEONTA, AL 35121-2360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRSTBANK OF CHARLESTON
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
May 17, 2021	Warranty Deed, Subdivision Related Transfer WELLS FARGO BANK NA
Aug 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Aug 3, 2017
Deed Document Number	202110027272
Deed Book / Page	2021 / 17589
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	415 CENTRAL AVE, ONEONTA, AL 35121-2360
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1261
Date	Jan 13, 2020
Book Page	2020/1261
Instrument	10013233

Lender

Name	COMMUNITY FIRSTBANK OF CHARLESTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	415 CENTRAL AVE, ONEONTA, AL 35121-2360
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/9240
Date	Apr 1, 2020
Book Page	2020/9240
Instrument	10015446

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	May 17, 2021
Property Address	415 CENTRAL AVE, ONEONTA, AL 35121-2360
Document Number	2021/17589
Book / Page	2021 / 17589
Instrument Date	May 14, 2021
Instrument	10027272
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 HUDSON AVE, ONEONTA, AL 35121-2301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CENTRAL AVE, ONEONTA, AL 35121-2360

Mortgage

Document Number	2021/17591
Date	May 17, 2021
Book Page	2021/17591
Instrument	10027273

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Aug 3, 2017
Property Address	415 CENTRAL AVE, ONEONTA, AL 35121-2360
Document Number	2017/19631
Book / Page	2017 / 19631
Instrument Date	Feb 3, 2017
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1902 LINCOLN AVE, ONEONTA, AL 35121-2726

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	817 UNDERWOOD AVE, ONEONTA, AL 35121-1809

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Oneonta City
Unified School District	Oneonta City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$941.00 (+5.38%) Homeowner's exemption
2025	$893.00 (-0.89%)	$21,140 (-0.84%)	$211,360 (-0.89%) Land $30,000 Building $181,360
2024	$901.00 (+7.39%) Homeowner's exemption	$21,320 (+6.92%) Land $3,000 Building $18,320	$213,260 (+6.98%) Land $30,000 Building $183,260
2023	$839.00 (+5.27%) Homeowner's exemption	$19,940 (+4.95%) Land $3,000 Building $16,940	$199,340 (+4.97%) Land $30,000 Building $169,340
2022	$797.00 Homeowner's exemption	$19,000 Land $3,000 Building $16,000	$189,900 Land $30,000 Building $159,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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