Santa Cruz County property record for 415 Center St, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,284 sqft · built 1908 |
| Lot Size | 0.094 acres (4,095 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $48,000 (Mar 1994) |
| Tax Bill | $1,563 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-051-30 |
| Primary APN | 017-051-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 1,624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,095 sqft (0.094 acres) |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 126 sqft |
| Patio Area | 126 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 415 CENTER ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-4407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 |
| Legal Subdivision | BLACKBURNS 01 |
| Legal Lot Number | 30 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 110102 |
415 Center St is owned by two individuals who acquired it in March 2022.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1147, FREEDOM, CA 95019-1147 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 1994 · Amount on File |
| Deed Sale | Mar 31, 1994 · Amount on File |
| Deed Document Number | 199424681 |
| Deed Book / Page | 5480 / 522 |
| Last Transfer Date | Mar 18, 2022 |
| Transfer Doc | 0000009212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 22, 2022 |
| Property Address | 415 CENTER ST, WATSONVILLE, CA 95076-4407 |
| Document Number | 0000009212 |
| Map Reference | MB 15 PG 8 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2022-0009212 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1147, FREEDOM, CA 95019-1147 |
| Document Number | 0000009213 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022-0009213 |
| Name | KARMA MORTGAGE SOLUTIONS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 415 Center St was $1,563.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,993 (+2%) Land $35,592 Building $73,401 | ||
| 2025 | $1,563.00 | $106,857 Land $34,895 Building $71,962 | |
| 2023 | $1,327.00 (+1.92%) | $102,708 Land $33,540 Building $69,168 | $302,670 |
| 2022 | $1,302.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Center St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 units insured incl. 3 condo units |
| Nearby Flood Claims | 6 (2022) |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 415 Center St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures