415 Cedar St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 415 Cedar St, Eau Claire, WI 54703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 856 sqft · built 1944
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$84,900 (Jul 2016)
Tax Bill$2,852 (2025)
Deeds & MortgagesMar 2026 Mortgage
Aug 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-0239-A-000

Property Details

APN / Parcel Number

Primary APN09-0239-A-000
Alternative APNs
  • 18221-2-270918-130-2035
  • 221090239001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area856 sqft Living Area
Basement Area744 sqft
Unfinished Basement744 sqft

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Architectural StyleCottage
Exterior MaterialVinyl
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions66 ft deep x 66 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address415 CEDAR ST
CityEAU CLAIRE
StateWI
Zip54703-2976
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionE 1/2 OF LOT 10 BLK 9 R.F WILSONS ADD
Legal Range09W
Legal Township27N
Legal Section18
Legal SubdivisionR.F WILSONS ADD
Legal Block9
Legal Lot Number10
JurisdictionEAU CLAIRE WI
Township / Civil DivisionEAU CLAIRE
Census Block Group3
Census Block3022
Census Tract1402

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address415 CEDAR ST, EAU CLAIRE, WI 54703-2976
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 15, 2023Deed of Trust, Mortgage
HUD
May 23, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
HUD
Mar 27, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2016 · Amount on Record
Deed SaleJul 8, 2016 · Amount on Record
Prior SaleAug 5, 2014 · Amount on Record
Deed Document Number20161132560
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address415 CEDAR ST, EAU CLAIRE, WI 54703-2976
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001277805
DateMar 27, 2026
Instrument1277805
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address415 CEDAR ST, EAU CLAIRE, WI 54703-2976
Transaction TypeMortgage
Record UpdatedSep 7, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001246663
DateAug 15, 2023
Instrument1246663
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address415 CEDAR ST, EAU CLAIRE, WI 54703-2976
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001231751
DateMay 23, 2022
Instrument1231751
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term324 Months
DueJul 1, 2049
Interest
Rate TypeFixed Rate

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address415 CEDAR ST, EAU CLAIRE, WI 54703-2976
Document Number0001176937
Instrument DateMar 27, 2019
Transaction TypeMortgage
Record UpdatedJul 17, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 CEDAR ST EAU CLAIRE WI 547032976, EAU CLAIRE, WI 54703-2976

Mortgage

Document Number0001176937
DateJul 2, 2019
Instrument1176937
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
MunicipalityEau Claire City
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,852.00 (+1.35%) Homeowner's exemption$126,100 (-) Land $11,100 Building $115,000$164,900 (+1.98%)
2024$2,814.00$126,100 (-) Land $11,100 Building $115,000$161,700
2023$126,100 Land $11,100 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people · EPA ID WI6180230
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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