415 Cedar Ridge Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 415 Cedar Ridge Ct, Oldsmar, FL 34677

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 900 sqft · built 1984
Lot Size	0.04 acres (1,722 sqft)
Owner	2 Individual Names on File
Last Sale	$144,500 (May 2019)
Tax Bill	$1,691 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-4426-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-4426-4`
Alternative APNs	`14-28-16-94149-000-1503` `281614941490001503` `162814941490001503` `R149847`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1991
Exterior Material	Wood Frame
Construction Type	Masonry / Concrete Block
Lot Area	1,722 sqft (0.04 acres)
Lot Dimensions	131 ft deep x 42 ft wide
View / Lot	Interior
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R149847
Street Address	415 CEDAR RIDGE CT
City	OLDSMAR
State	FL
Zip	34677-4568
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	VILLAS OF FOREST LAKES, THE W 24.58FT OF E 73.75FT OF LOT 15
Legal Range	16E
Legal Township	28S
Legal Section	14
Legal Subdivision	VILLAS OF FOREST LAKES,
Legal Tract	94149
Legal Lot Number	15
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1025
Census Tract	27327

Owner

415 Cedar Ridge Ct, a planned unit development, is owned and occupied by two individuals who bought it in May 2019.

Source: Pinellas County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 CEDAR RIDGE CT, OLDSMAR, FL 34677-4568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019 · Amount on File
Deed Sale	May 3, 2019 · Amount on File
Prior Sale	Dec 7, 2015 · Amount on File
Deed Document Number	2019140085
Deed Book / Page	20525 / 1527
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 3, 2019
Property Address	415 CEDAR RIDGE CT, OLDSMAR, FL 34677-4568
Document Number	0205251527
Book / Page	20525 / 1527
Map Reference	MB 84 PG 36-39
Instrument Date	Apr 25, 2019
Instrument	2019140085
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,011.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	278 MCFARLANE STREET, 278, ONTARIO XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CEDAR RIDGE CT, OLDSMAR, FL 34677-4568

Mortgage

Document Number	2019140086
Date	May 3, 2019
Instrument	2019140086

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 415 Cedar Ridge Ct was $1,691 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,691.00 Homeowner's exemption	$138,041	$213,444 Building $213,444
2023	$1,548.00 (+3.82%) Homeowner's exemption	$130,244 (+3%)	$180,425 (+17.64%) Building $180,425
2022	$1,491.00 Homeowner's exemption	$126,450	$153,371 Building $153,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Cedar Ridge Ct in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 202 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	202 in force
Nearby Flood Claims	6 (2008–2025)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Cedar Ridge Ct is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20