415 Catawba St, Erwin, TN 37650 Property Records

Unicoi County property record for 415 Catawba St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,880 sqft · built 1921
Lot Size	0.124 acres (5,406 sqft)
Owner	Individual Name on Record
Tax Bill	$1,001 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`031C-D-015.00`

Property Details

APN / Parcel Number

Primary APN	`031C-D-015.00`
Alternative APNs	`086031C D 01500` `000007130`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	3,189 sqft
1st Floor Area	1,440 sqft
Upper Floors Area	1,440 sqft
Basement Area	225 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,406 sqft (0.124 acres)
Lot Dimensions	100 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	308 sqft
Deck Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 CATAWBA ST
City	ERWIN
State	TN
Zip	37650-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	E L CO BLK M LOT NOTE 6;7 & 3 FT OF F8 53MX100M PR #839
Legal Subdivision	E L CO
Legal Block	M
Legal Lot Number	NOTE
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	2
Census Block	2012
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	800 WILLOW PARK DR, ERWIN, TN 37650-4058
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN COMMERCE BANK
Jun 28, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	415 CATAWBA ST, ERWIN, TN 37650-1705
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 WILLOW PARK DR, ERWIN, TN 37650-4058

Mortgage

Document Number	0000455556
Date	Jan 25, 2022
Book Page	455/556
Instrument	22000208

Lender

Name	MOUNTAIN COMMERCE BANK
Type	Bank
Address	JOHNSON CITY, TN 37602

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 6, 2032

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 28, 2021
Property Address	415 CATAWBA ST, ERWIN, TN 37650-1705
Document Number	0000447273
Book / Page	447 / 273
Map Reference	MB 15 PG 221
Instrument Date	Jun 24, 2021
Instrument	21001381
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 WILLOW PARK DR, ERWIN, TN 37650-4058

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,350 (-) Land $3,375 Building $34,975	$153,400 (-) Land $13,500 Building $139,900
2024	$1,001.00 (+11.1%)
2023		$38,350 (-) Land $3,375 Building $34,975
2022	$901.00	$38,350 Land $3,375 Building $34,975	$153,400 Land $13,500 Building $139,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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