415 Capital St, Gilmer, TX 75644 Property Records

Upshur County property record for 415 Capital St, Gilmer, TX 75644

Property Summary

Property Type	Single Family Home
Details	1,356 sqft · built 1960
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Tax Bill	$1,933 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S164-S02-C11-BL2LT5`

Property Details

APN / Parcel Number

Primary APN	`S164-S02-C11-BL2LT5`
Alternative APN	`42751`

Interior

Building Area	1,356 sqft Total Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Roof Material	Galvanized Metal
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	162 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	135 sqft
Carport	Carport
Carport Area	135 sqft

Location & Zoning

Account Number	S164-S02-C11-BL2LT5
Street Address	415 CAPITAL ST
City	GILMER
State	TX
Zip	75644-5903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, BLK 2 EDGEMOORE ADDN S164 (A200) .24 ACRES & HOUSE
Legal Subdivision	EDGEMOORE ADDN
Legal Block	2
Legal Lot Number	5
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	1
Census Block	1011
Census Tract	950400

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1532, GILMER, TX 75644-1532
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK/EAST
Feb 9, 2024	Warranty Deed, Transfer
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2024
Deed Sale	Feb 9, 2024
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	2024774
Prior Transfer Date	Jul 10, 2013
Prior Transfer Doc	0000004680
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Recording Date	Oct 7, 2026
Property Address	415 CAPITAL ST, GILMER, TX 75644-5903
Document Number	0000006933
Instrument Date	Oct 7, 2026
Instrument	20266933
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000006933,
Date	Oct 7, 2026
Instrument	20266933

Lender

Name	FIRST BANK/EAST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 7, 2051

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSHUR TX
Recording Date	Feb 9, 2024
Property Address	415 CAPITAL ST, GILMER, TX 75644-5903
Document Number	0202400774
Instrument Date	Feb 8, 2024
Instrument	202400774
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1532, GILMER, TX 75644-1532

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSHUR TX
Recording Date	Dec 22, 2020
Property Address	415 CAPITAL ST, GILMER, TX 75644-5903
Document Number	0202009287
Map Reference	VOL 3 PG 429
Instrument Date	Dec 22, 2020
Instrument	202009287
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3363 PRAIRIE 4124, GILMER, TX 75644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CAPITAL ST, GILMER, TX 75644-5903

Mortgage

Document Number	0202009288
Date	Dec 22, 2020
Instrument	202009288

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gilmer City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,933.00 (-1.23%)	$99,290 (-1.24%) Land $16,540 Building $82,750	$99,290 (-1.24%) Land $16,540 Building $82,750
2025	$1,957.00 (+93.76%)	$100,540 (+3.86%) Land $16,540 Building $84,000	$100,540 (+3.86%) Land $16,540 Building $84,000
2023		$96,800 Land $15,450 Building $81,350	$96,800 Land $15,450 Building $81,350
2022	$1,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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