415 Canby St, Vermillion, SD 57069 Property Records

Clay County property record for 415 Canby St, Vermillion, SD 57069 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,768 sqft · built 1924
Lot Size	0.274 acres (11,917 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Jul 2023)
Tax Bill	$7,575 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15280-07600-090-00`

Property Details

APN / Parcel Number

Primary APN	`15280-07600-090-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,768 sqft Living Area
Gross Area	3,468 sqft
1st Floor Area	1,568 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1960
Exterior Material	Marblecrete
Construction Type	Metal Frame
Roof Material	Composition Shingle
Lot Area	11,917 sqft (0.274 acres)
Garage Type	Mixed
Garage Area	592 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	415 CANBY ST
City	VERMILLION
State	SD
Zip	57069-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 & 9 BLK 76 EAST VERMILLION
Legal Subdivision	EAST VERMILLION ADD
Legal Block	76
Legal Lot Number	8,9
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	1
Census Block	1054
Census Tract	965900

Owner

Source: Clay County records · APN 15280-07600-090-00

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 CANBY ST, VERMILLION, SD 57069-3103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Warranty Deed, Transfer · Conventional Mortgage SOFI BANK NA
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage VOYAGE FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Jul 17, 2023 · Amount on Record
Record Updated	Jun 08, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Dec 10, 2025
Property Address	415 CANBY ST, VERMILLION, SD 57069-3103
Document Number	000D84/458
Book / Page	D84 / 458
Instrument Date	Nov 28, 2025
Instrument	A20251608
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 CANBY ST, VERMILLION, SD 57069-3103

Mortgage

Document Number	0A20251609
Date	Dec 10, 2025
Instrument	A20251609

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Jul 17, 2023
Property Address	415 CANBY ST, VERMILLION, SD 57069-3103
Document Number	000D83/361
Book / Page	D83 / 361
Instrument Date	Jul 17, 2023
Instrument	20230431
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 CANBY ST, VERMILLION, SD 57069-3103

Mortgage

Document Number	0MT147/431
Date	Jul 17, 2023
Book Page	MT147/431
Instrument	20230432

Lender

Name	VOYAGE FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.1%
Type Change Date	Jun 17, 2033
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	2.5%
Index	1-Year T-Bill
Max Rate	11.1%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,575.00 (+8.37%)	$421,609 (+44.61%) Land $24,072 Building $397,537
2024	$6,990.00 (+25.81%)
2023		$291,555 Land $19,901 Building $271,654
2022	$5,556.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (46027C), updated December 29, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460279659001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011, rainfall accumulation, Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Jolley Historic District listed 2022 · 264 contributing resources · NRIS 100008377

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Clarity Telecom	Fiber	5,000 / 5,000
Midcontinent Communications	Cable	1,250 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AMG Technology Investment Group, Santel Communications Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Canby St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures