415 Brook St, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 415 Brook St, Eaton Rapids, MI 48827

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,423 sqft · built 1900
Lot Size0.31 acres (13,504 sqft)
OwnerCompany Name on File
Last Sale$163,000 (Feb 2022)
Tax Bill$2,338 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30008760120001

Property Details

APN / Parcel Number

Primary APN30008760120001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,423 sqft Living Area
1st Floor Area1,135 sqft
Basement Area384 sqft
Unfinished Basement384 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood Siding
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions90.7 ft deep x 132 ft wide
Garage Area720 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address415 BROOK ST
CityEATON RAPIDS
StateMI
Zip48827-1113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMFRD
Legal DescriptionTHAT PART OF LOTS 17 & 20, BLK 1, LYING NWLY OF A LINE 2 RODS NWLY OF C/L ABANDONED R.R. R/W. BLK 1, WEST ADDITION, CITY OF
Legal SubdivisionWEST ADDITION
Legal Block1
Legal Lot Number17,20
JurisdictionEATON MI
Township / Civil DivisionEATON RAPIDS
Census Block Group1
Census Block1036
Census Tract21301

Owner

415 Brook St is owned by a company that bought it in February 2022 and is owner-occupied.

Source: Eaton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address415 BROOK ST, EATON RAPIDS, MI 48827-1113
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Warranty Deed, Transfer · Conventional Mortgage
CIBM BANK
Dec 16, 2019Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2022 · Amount on File
Deed SaleFeb 22, 2022 · Amount on File
Prior SaleDec 16, 2019 · Amount on File
Deed Book / Page2988 / 164
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateFeb 22, 2022
Property Address415 BROOK ST, EATON RAPIDS, MI 48827-1113
Document Number002988/164
Book / Page2988 / 164
Map ReferenceLB 1 PG 87-B
Instrument DateFeb 7, 2022
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,222.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address415 BROOK ST, 415, EATON RAPIDS, MI 48827-1113

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address415 BROOK ST, EATON RAPIDS, MI 48827-1113

Mortgage

Document Number0002988167
DateFeb 22, 2022
Instrument2988/167
Lender
NameCIBM BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateDec 16, 2019
Property Address415 BROOK ST, EATON RAPIDS, MI 48827-1113
Document Number02818/1199
Book / Page2818 / 1199
Map ReferenceLB 1 PG 87-B
Instrument DateNov 13, 2019
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,083.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address415 BROOK ST, 415, EATON RAPIDS, MI 48827-1113

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 BROOK ST, EATON RAPIDS, MI 48827-1113

Mortgage

Document Number0028181201
DateDec 16, 2019
Instrument2818/1201
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 415 Brook St was $2,338 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
MunicipalityEaton Rapids City
Unified School DistrictEaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$72,000$137,046 Land $31,747 Building $105,299
2025$2,338.00
2023$55,800$111,600
2022$1,902.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 Brook St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2004)
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Brook St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EATON RAPIDS
serves 5,340 people · EPA ID MI0002020
Water SourceGroundwater
Last State InspectionSep 2025
Lead4 ppb (2025)
action level 15 ppb
Copper1.46 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2026
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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