Somerset County and Franklin Township property record for 415 Breakers Ln, Somerset, NJ 08873
| Property Type | Single Family Home |
|---|---|
| Details | 2,474 sqft · built 2004 |
| Lot Size | 0.141 acres (6,142 sqft) |
| Owner | Individual Name on File |
| Last Sale | $384,850 (Mar 2004) |
| Tax Bill | $11,474 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00507-24-00041 |
| Primary APN | 08-00507-24-00041 |
|---|---|
| Alternative APN |
|
| Building Area | 2,474 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 6,142 sqft (0.141 acres) |
| Street Address | 415 BREAKERS LN |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873-6010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SCV |
| Legal Subdivision | SOMERSET RUN |
| Legal Block | 507 |
| Legal Lot Number | 41 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 54301 |
415 Breakers Ln is owned and occupied by an individual who acquired it in June 2008.
Source: Somerset County and Franklin Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 BREAKERS LN, SOMERSET, NJ 08873-6010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2004 · Amount on File |
| Deed Sale | Mar 22, 2004 · Amount on File |
| Deed Book / Page | 5558 / 138 |
| Last Transfer Date | Jun 11, 2008 |
| Transfer Doc | 0000030790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 415 BREAKERS LN, SOMERSET, NJ 08873-6010 |
| Document Number | 0000030776 |
| Instrument Date | Aug 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2018 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 472 CROSSFIELDS LN SOMERSET NJ 088736011, SOMERSET, NJ 08873-6011 |
| Document Number | 0000030776 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 007064/000427 |
| Instrument | 30776 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 13, 2038 |
The 2025 property tax bill for 415 Breakers Ln was $11,474, up 11.2% from the year before.
Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $659,800 (-) Land $297,200 Building $362,600 | $659,800 (-) Land $297,200 Building $362,600 | |
| 2025 | $11,474.00 (+11.24%) | $659,800 Land $297,200 Building $362,600 | $659,800 Land $297,200 Building $362,600 |
| 2024 | $10,315.00 | ||
| 2023 | $539,800 Land $268,700 Building $271,100 | $539,800 Land $268,700 Building $271,100 | |
| 2022 | $9,935.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Breakers Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 415 Breakers Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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