Winnebago County property record for 415 Boyd St, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,280 sqft · built 1920 |
| Lot Size | 0.157 acres (6,834 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Oct 2025) |
| Tax Bill | $7,170 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-04400000 |
| Primary APN | 04-04400000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Other |
| Lot Area | 6,834 sqft (0.157 acres) |
| Lot Dimensions | 134 ft deep x 51 ft wide |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 904-04400000 |
|---|---|
| Street Address | 415 BOYD ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-5135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 27 BLK 54 FORDS ADDN |
| Legal Subdivision | BLK 54 FORDS ADDN |
| Legal Block | 54 |
| Legal Lot Number | 27 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 200 |
415 Boyd St is owned and occupied by an individual who bought it in October 2025.
Source: Winnebago County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 BOYD ST, OSHKOSH, WI 54901-5135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WISCONSIN HOUSING & ECONOMIC DEV AUTH |
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on File |
| Deed Sale | Oct 22, 2025 · Amount on File |
| Deed Document Number | 20251955004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 415 BOYD ST, OSHKOSH, WI 54901-5135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1510 WITZEL AVE 16, 16, OSHKOSH, WI 54902-5555 |
| Document Number | 0001961067 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 1961067 |
| Name | WISCONSIN HOUSING & ECONOMIC DEV AUTH |
|---|---|
| Type | Government Agency |
| Address | MADISON, WI 53703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 117 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 415 BOYD ST, OSHKOSH, WI 54901-5135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 510 WITZOL AVE #16 16, 16, OSHKOSH, WI 54902 |
| Document Number | 0001955006 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 1955006 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 415 BOYD ST, OSHKOSH, WI 54901-5135 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 510 WITZOL AVE #16 16, 16, OSHKOSH, WI 54902 |
| Document Number | 0001955006 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 1955006 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Oct 22, 2025 |
| Property Address | 415 BOYD ST, OSHKOSH, WI 54901-5135 |
| Document Number | 0001955004 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 1955004 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 BOYD ST, OSHKOSH, WI 54901-5135 |
| Document Number | 0001955005 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 1955005 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $145,100 (-) Land $20,900 Building $124,200 | ||
| 2024 | $7,170.00 (+89.03%) | $145,100 (+98.5%) Land $20,900 Building $124,200 | $151,393 (+43.32%) Land $21,806 Building $129,587 |
| 2023 | $3,793.00 (+5.3%) Homeowner's exemption | $73,100 (-) Land $12,300 Building $60,800 | $105,631 Land $17,774 Building $87,857 |
| 2022 | $3,602.00 Homeowner's exemption | $73,100 Land $12,300 Building $60,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Boyd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 415 Boyd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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