Madison County property record for 415 Bluff St, Alton, IL 62002 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,291 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2025) |
| Tax Bill | $5,028.00 (2025) |
| Primary APN | 23-1-07-11-13-304-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,291 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 5,227 sqft (0.12 acres) |
| Depth X Width | 100 ft x 52 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 415 BLUFF ST |
|---|---|
| City | ALTON |
| State | IL |
| Zip | 62002-6011 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TR SW SW 52X100 |
| Legal Subdivision | T L ADD |
| Jurisdiction | MADISON IL |
| Minor Civil Division | ALTON |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 402300 |
Source: Madison County records · APN 23-1-07-11-13-304-018
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5950 SYMPHONY WOODS RD, 312, COLUMBIA, MD 21044-3404 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Feb 03, 2025 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Dec 01, 2017 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MISCELLANEOUS GOVT AGCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2025 · Amount on Record |
| Deed Sale | Feb 03, 2025 · Amount on Record |
| Prior Sale | Mar 30, 2012 |
| Deed Doc Number | 20253080 |
| Prior Transfer Date | Sep 22, 2010 |
| Prior Transfer Doc | 0000041905 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Apr 06, 2026 |
| Property Address | 415 BLUFF ST, ALTON, IL 62002-6011 |
| Document Number | 0000009686 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20269686 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 415 BLUFF ST, ALTON, IL 62002-6011 |
| Document Number | 0000009686, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 20269686 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Feb 03, 2025 |
| Property Address | 415 BLUFF ST, ALTON, IL 62002-6011 |
| Document Number | 0000003080 |
| Map Reference | PB 6 PG 74 |
| Instrument Date | Jan 23, 2025 |
| Instrument | 2025R03080 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5950 SYMPHONY WOODS RD STE 312, 312, COLUMBIA, MD 21044-3404 |
| Document Number | 0000003081 |
|---|---|
| Date | Feb 03, 2025 |
| Instrument | 2025R03081 |
| Name | LOWER LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.88% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | 6 Months |
| Max Rate At Change | 12.8% |
| Index | Other |
| Margin | 3 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 415 BLUFF ST, ALTON, IL 62002-6011 |
| Document Number | 0000042814 |
| Instrument Date | Dec 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 415 BLUFF ST ALTON IL 620026011, ALTON, IL 62002-6011 |
| Document Number | 0000042814 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 42814 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | CHARLOTTE, NC 28217 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2047 |
| Rate | 4.12% |
|---|
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Alton City |
| County | Madison County |
| County Subdivision | Alton Township |
| Unified School District | Alton Community Unit School District 11 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,028.00 (+9.97%) | $68,820 (+35.42%) Land $4,520 Building $64,300 | $206,460 (+35.28%) Land $13,560 Building $192,900 |
| 2024 | $4,572.00 (+16.28%) | ||
| 2022 | $3,932.00 | $50,820 Land $3,340 Building $47,480 | $152,613 Land $10,030 Building $142,583 |
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