415 Bluff Ave, Brainerd, MN 56401 Property Records

Crow Wing County property record for 415 Bluff Ave, Brainerd, MN 56401 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1985
Square Footage	2,823 sqft Living Area
Lot Size	104,980 sqft (2.41 acres)
Garage	759 sqft
Occupancy	Owner Occupied
Tax Bill	$3,932.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`09105000013Z009`
Alternative APNs	`41230512` `27494`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	2 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,823 sqft Living Area
1st Floor	1,719 sqft 1st Floor
Basement Area	425 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1985
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	104,980 sqft (2.41 acres)
Driveway	Driveway
Garage Area	759 sqft Garage
View	Waterfront-Beach (Ocean, River, or Lake) View

Utilities and HVAC

Heating System	Geo-Thermal Heating

Location & Zoning

Account Number	27494
Street Address	415 BLUFF AVE
City	BRAINERD
State	MN
Zip	56401-2650
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THAT PART OF LOT 13 LYING W. OF A LINE PARALLEL WITH & 25 FT E. OF THE W. LINE OF LOT 13, AND ALL OF LOT 14 AND THE E'LY 20 F
Legal Range	31W
Legal Township	45N
Legal Section	23
Legal Subdivision	AUDITORS PLAT OF UNPLATTED PORTION SEC
Legal Lot Number	13,14
Jurisdiction	CROW WING MN
Minor Civil Division	BRAINERD
Census Blockgroup	1
Census Block	1006
Census Tract	951200

Owner

Source: Crow Wing County records · APN 09105000013Z009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 BLUFF AVE, BRAINERD, MN 56401-2650
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,932.00 (-6.02%)	$385,090 (+1.34%)	$396,000 (+4.21%) Land $121,900 Building $274,100
2025		$380,000 (-0.13%) Land $111,400 Building $268,600	$380,000 (-0.13%) Land $111,400 Building $268,600
2023	$4,184.00 Homeowner's exemption	$380,500 Land $79,300 Building $301,200	$380,500 Land $79,300 Building $301,200

Flood & Wildfire

415 Bluff Ave is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Crow Wing County (27035C), updated August 15, 2017

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.