415 Birch St, Georgetown, SC 29440 Property Records

Georgetown County property record for 415 Birch St, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,548 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$1,002 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0500490040.03.00`

Property Details

APN / Parcel Number

Primary APN	`0500490040.03.00`
Alternative APNs	`05-0049-040-03-00` `24576`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,548 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	1,000 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	24576
Old Parcel Number	0500490040.03.00
Street Address	415 BIRCH ST
City	GEORGETOWN
State	SC
Zip	29440-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT D ROZYSKIE SUB
Legal Subdivision	ROZYSKIE SUB
Legal Lot Number	D
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2003
Census Tract	920702

Owner

Source: Georgetown County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	415 BIRCH ST, GEORGETOWN, SC 29440-4203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit GEORGETOWN KRAFT CU
Jan 29, 2026	Deed of Distribution, Transfer
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit GEORGETOWN KRAFT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026
Deed Sale	Jan 29, 2026
Deed Document Number	2026000915
Deed Book / Page	RB4954 / 132
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	415 BIRCH ST, GEORGETOWN, SC 29440-4203
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB4968/0326
Date	Mar 2, 2026
Book Page	RB4968/326
Instrument	2026002043

Lender

Name	GEORGETOWN KRAFT CU
Type	Credit Union
Address	1379 N FRASER ST, GEORGETOWN, SC 29440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Feb 24, 2041

Interest

Change Frequency	Monthly

January 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	GEORGETOWN SC
Recording Date	Jan 29, 2026
Property Address	415 BIRCH ST, GEORGETOWN, SC 29440-4203
Document Number	RB4954/0132
Book / Page	RB4954 / 132
Map Reference	MB 3 PG 75
Instrument Date	Jan 29, 2026
Instrument	2026000915
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 BIRCH ST, GEORGETOWN, SC 29440-4203

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	415 BIRCH ST, GEORGETOWN, SC 29440-4203
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04096/0335
Date	Apr 16, 2021
Book Page	4096/335
Instrument	202100005452

Lender

Name	GEORGETOWN KRAFT CU
Type	Credit Union
Address	GEORGETOWN, SC 29440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,002.00 (+22.2%)	$6,223 (+15.03%) Land $464 Building $5,759	$207,700 (+53.51%) Land $15,500 Building $192,200
2023	$820.00 (+9.04%)	$5,410 (-) Land $620 Building $4,790	$135,300 (-) Land $15,500 Building $119,800
2022	$752.00	$5,410 Land $620 Building $4,790	$135,300 Land $15,500 Building $119,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	9 (2000–2024)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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