St. Joseph County property record for 415 Bell St, Three Rivers, MI 49093 · Last verified August 2026
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $107 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-212-007-10 |
| Primary APN | 051-212-007-10 |
|---|
| Lot Area | 22,651 sqft (0.52 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 150 ft wide |
| Street Address | 415 BELL ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1870 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOTS 7 8 & 9 BLK 2 BELLS ADD CITY OF THREE RIVERS |
| Legal Subdivision | BELLS ADD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 40200 |
Source: St. Joseph County records · APN 051-212-007-10
Assessment roll updated July 24, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 FOREST ST, THREE RIVERS, MI 49093-1856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2002 |
| Deed Sale | Aug 23, 2002 |
| Deed Book / Page | 1077 / 731 |
| Last Transfer Date | Feb 04, 2016 |
| Transfer Doc | 1815/0406 |
| Record Updated | Sep 20, 2026 |
Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,000 (+3.45%) Land $9,000 | $18,000 (+3.45%) Land $18,000 | |
| 2025 | $107.00 (-19.55%) Homeowner's exemption | $8,700 (+210.71%) Land $8,700 | $17,400 (+210.71%) Land $17,400 |
| 2023 | $2,800 Land $2,800 | $5,600 Land $5,600 | |
| 2022 | $133.00 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490402001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Nearby Flood Policies | 9 in force 2 of 9 on primary residences |
| Nearby Flood Claims | 46 (1982–2018) |
| Claims Outside the SFHA | 2 of 46 |
| Most Recent Claim | Feb 2018, tidal / storm surge |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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