Cleveland County property record for 415 Bell Rd, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,125 sqft · built 1971 |
| Lot Size | 0.55 acres (23,970 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $448 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14099 |
| Primary APN | 14099 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,125 sqft Finished Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 23,970 sqft (0.55 acres) |
| Lot Dimensions | 235 ft deep x 102 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 300 sqft |
| Shed | 1 Shed |
| Storage Building | 72 sqft |
| Heating System | Radiant |
|---|
| Account Number | 1011275 |
|---|---|
| Street Address | 415 BELL RD |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-7790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #9 BLK B FORTENBERRY SD LIFE ESTATE |
| Legal Subdivision | FORTENBERRY SD |
| Legal Block | 7 |
| Legal Lot Number | 9 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 950302 |
415 Bell Rd, a single family home, is owned by an individual.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 MARKET ST NE, NAVARRE, OH 44662-1050 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 415 BELL RD, KINGS MOUNTAIN, NC 28086-7790 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 415 BELL RD, KINGS MOUNTAIN, NC 28086-7790 |
| Document Number | 0018272272 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 1827/2272 |
| Instrument | 200047591 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72231 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 415 Bell Rd was $448 with a disabled person's exemption, up 9.3% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448.00 (+9.27%) | $129,239 (-) Land $21,899 Building $107,340 | $129,239 (-) Land $21,899 Building $107,340 |
| 2025 | $410.00 Disabled Person's exemption | $129,239 Land $21,899 Building $107,340 | $129,239 Land $21,899 Building $107,340 |
| 2023 | $104,782 Land $20,170 Building $84,612 | $104,782 Land $20,170 Building $84,612 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Bell Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 415 Bell Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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