415 Beech St, Kerrville, TX 78028 Property Records

Kerr County property record for 415 Beech St, Kerrville, TX 78028

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,080 sqft · built 2005
Lot Size	0.242 acres (10,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,257 (Dec 2021)
Tax Bill	$3,260 (2026)
Deeds & Mortgages	Jul 2009 Mortgage Aug 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5520-0110-006000`

Property Details

APN / Parcel Number

Primary APN	`5520-0110-006000`
Alternative APN	`33403`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,080 sqft Living Area
Gross Area	1,264 sqft
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,550 sqft (0.242 acres)
Lot Dimensions	210 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	16 sqft
Patio Area	16 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	5520-0110-006000
Street Address	415 BEECH ST
City	KERRVILLE
State	TX
Zip	78028-5703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OAK PARK BLK 11 LOT 7
Legal Subdivision	OAK PARK
Legal Block	11
Legal Lot Number	7
Jurisdiction	KERR TX
Township / Civil Division	KERRVILLE
Census Block Group	3
Census Block	3013
Census Tract	960601

Owner

Source: Kerr County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 BEECH ST, KERRVILLE, TX 78028-5703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2009	Deed of Trust, Mortgage HABITAT FOR HUMANITY
Aug 3, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS DEPARTMENT OF HOUSING AND COMMUNIT
Jul 14, 2009	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS DEPARTMENT OF HOUSING AND COMMUNIT
Dec 14, 2021	Vendor's Lien, Transfer · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC
Jul 14, 2009	Vendor's Lien, Transfer KERRVILLE TITLE COMPANY, KERRVILLE TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Jul 14, 2009 · Amount on Record
Deed Document Number	202111092
Record Updated	Oct 29, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	415 BEECH ST, KERRVILLE, TX 78028-5703
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01745/0719
Date	Jul 14, 2009
Book Page	1745/0719
Instrument	04966

Lender

Name	HABITAT FOR HUMANITY
Type	Non-Lending Institution
Address	KERRVILLE, TX 78029

Agreement

Term	108 Months
Due	Jul 1, 2018

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	415 BEECH ST, KERRVILLE, TX 78028-5703
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01749/0612
Date	Aug 3, 2009
Book Page	1749/0612
Instrument	2009-05464

Lender

Name	TEXAS DEPARTMENT OF HOUSING AND COMMUNIT
Address	AUSTIN, TX 78701

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2034

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	415 BEECH ST, KERRVILLE, TX 78028-5703
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01745/0705
Date	Jul 14, 2009
Book Page	1745/0705
Instrument	04964

Lender

Name	TEXAS DEPARTMENT OF HOUSING AND COMMUNIT
Address	AUSTIN, TX 78701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2034

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Dec 14, 2021
Property Address	415 BEECH ST, KERRVILLE, TX 78028-5703
Document Number	0021011092
Map Reference	VOL 42 PG 499
Instrument Date	Dec 10, 2021
Instrument	21-011092
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	SUCCESSION TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 BEECH ST, KERRVILLE, TX 78028-5703

Mortgage

Document Number	0021011093
Date	Dec 14, 2021
Instrument	21-011093

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2009: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Jul 14, 2009
Property Address	415 BEECH ST, KERRVILLE, TX 78028-5703
Document Number	01745/0693
Book / Page	1745 / 0693
Map Reference	MB42 PG499
Instrument Date	Jul 14, 2009
Instrument	04962
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	KERRVILLE TITLE COMPANY, KERRVILLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 BEECH ST, KERRVILLE, TX 78028-5703

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Municipality	Kerrville City
Unified School District	Kerrville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,260.00	$180,010 (-) Land $20,100 Building $159,910	$180,010 (-) Land $20,100 Building $159,910
2025	$3,260.00 (+96.86%)	$180,010 (+8.78%) Land $20,100 Building $159,910	$180,010 (+8.78%) Land $20,100 Building $159,910
2024	$1,656.00 (-46.13%)
2023	$3,074.00	$165,476 Land $20,100 Building $145,376	$165,476 Land $20,100 Building $145,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2025–2026)
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 2 claims Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERRVILLE serves 30,530 people · EPA ID TX1330001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Coliform assessment Aug 2016
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Hill Country Telecommunications Fixed Wireless · Fiber in parts of the area	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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