415 Beacon Hill Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 415 Beacon Hill Dr, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,672 sqft · built 2003
Lot Size1.05 acres (46,174 sqft)
OwnerIndividual Name on File
Last Sale$278,000 (Mar 2019)
Tax Bill$1,873 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN448904947387000

Property Details

APN / Parcel Number

Primary APN448904947387000
Alternative APN
  • 49499

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,672 sqft Heated Area
Basement Area1,040 sqft
Finished Basement1,040 sqft
FlooringWood
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2008
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area46,174 sqft (1.05 acres)
Lot Dimensions307 ft deep x 144 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area864 sqft
Deck Area133 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number49499
Street Address415 BEACON HILL DR
CityMURPHY
StateNC
Zip28906-7207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 60 SEC 1 FIVE FORKS 1412/820
Legal Lot Number60
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group2
Census Block2004
Census Tract930502

Owner

Source: Cherokee County assessment roll, APN 448904947387000, as of January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address415 BEACON HILL DR, MURPHY, NC 28906-7207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ANDREWS FCU
Sep 27, 2021Deed of Trust, Mortgage · FHA Mortgage
HOMESTAR FINANCIAL CORP
Jul 08, 2020Deed of Trust, Mortgage · FHA Mortgage
HOMESTAR FINANCIAL CORP
Mar 25, 2019Warranty Deed, Transfer · FHA Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 25, 2019 · Amount on Record
Deed SaleMar 25, 2019 · Amount on Record
Prior SaleMay 25, 2011 · Amount on Record
Deed Document Number01210
Deed Book / Page01609 / 0413
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address415 BEACON HILL DR, MURPHY, NC 28906-7207
Transaction TypeMortgage
Record UpdatedDec 19, 2025
Title CompanyUNKNOWN, MIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001791/822
DateDec 05, 2025
Book Page1791/822
Instrument5944
Lender
NameANDREWS FCU
TypeCredit Union
Address5711 ALLENTOWN RD, SUITLAND, MD 20746
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2040

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address415 BEACON HILL DR, MURPHY, NC 28906-7207
Transaction TypeMortgage
Record UpdatedOct 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1691/1353
DateSep 27, 2021
Book Page1691/1353
Instrument6434
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
AddressGAINESVILLE, GA 30501
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address415 BEACON HILL DR, MURPHY, NC 28906-7207
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1648/861
DateJul 08, 2020
Book Page1648/861
Instrument3412
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
AddressGAINESVILLE, GA 30501
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMar 25, 2019
Property Address415 BEACON HILL DR, MURPHY, NC 28906-7207
Document Number01609/0413
Book / Page01609 / 0413
Instrument DateMar 20, 2019
Instrument01210
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$556.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address405 GREYSTONE DR, 405, SALINA, KS 67401-3697

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 BEACON HILL DR, MURPHY, NC 28906-7206

Mortgage

Document Number01211
DateMar 25, 2019
Instrument01211
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll as of January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,873.00$271,340 (-)$271,340 (-) Land $25,000 Building $246,340
2023$271,340$271,340 Land $25,000 Building $246,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), as of February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 40 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain Electric Membership
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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