415 Balra Dr, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 415 Balra Dr, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,768 sqft · built 1950
Lot Size0.092 acres (3,995 sqft)
OwnerTrust Name on File
Tax Bill$3,017 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Dec 2020 Transfer
Flood ZoneZone X (minimal risk)
APN504-422-013-4

Property Details

APN / Parcel Number

Primary APN504-422-013-4
Alternative APN
  • 504-422-013

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,768 sqft Living Area
1st Floor Area1,243 sqft
Basement Area525 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area3,995 sqft (0.092 acres)
Garage TypeAttached
Garage Area253 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address415 BALRA DR
CityEL CERRITO
StateCA
Zip94530-3314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWESTON VILLAGE #3 LOT 135
Legal SubdivisionWESTERN VILLAGE 03
Legal Lot Number135
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group2
Census Block2004
Census Tract390200

Owner

415 Balra Dr is owner-occupied and held in a trust.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address148 HIGHLAND BLVD, KENSINGTON, CA 94708-1023
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2020Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Dec 2, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address415 BALRA DR, EL CERRITO, CA 94530-3314
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 BALRA DR, EL CERRITO, CA 94530-3314

Mortgage

Document Number0000259608
DateNov 2, 2020
Instrument2020-259608
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount on Record
Term355 Months
DueJun 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCONTRA COSTA CA
Recording DateDec 2, 2020
Property Address415 BALRA DR, EL CERRITO, CA 94530-3314
Document Number0000293934
Instrument DateNov 23, 2020
Instrument293934
Transaction TypeTransfer
Record UpdatedDec 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Amount AccuracyFull Value

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address415 BALRA DR EL CERRITO CA 945303314, EL CERRITO, CA 94530-3314

Tax Assessment & Valuation

The 2025 property tax bill for 415 Balra Dr was $3,017 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$151,447 (+2%) Land $57,218 Building $94,229
2025$3,017.00 Homeowner's exemption$148,479 Land $56,097 Building $92,382
2023$2,907.00 (+2.72%) Homeowner's exemption$142,716 Land $53,920 Building $88,796
2022$2,830.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 415 Balra Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Balra Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 776 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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